E-Business Control Officer

This is a fully remote position, open to applicants in Nigeria.

📋 Description

• Create and execute control testing programs for comprehensive electronic transaction flows, including loans, POS, web, mobile, and API channels.

• Design and oversee daily reconciliation and control mechanisms for loans, card switching platforms, payment gateways, and integrations with third-party processors.

• Conduct ongoing risk assessments and control evaluations across payment systems, loan processes, chargeback management, and dispute resolution workflows.

• Analyze revenue assurance controls, encompassing fee structures, commission distributions, and automated ledger entries.

• Review and supervise merchant settlement accounts, transaction staging accounts, and e-channel clearing suspense accounts.

• Evaluate IT application controls, authorization protocols, and parameter configurations for e-business applications and digital channel interfaces.

• Work collaboratively with Product, Technology, and Operations teams to integrate internal control standards into new digital payment offerings.

• Develop and maintain dashboards for tracking control deficiencies, ensuring remediation of issues identified through channel reviews, audits, and assessments.

• Audit access rights for digital channels, monitor privileged user activities, and review transaction limits to mitigate fraud and unauthorized actions.

• Ensure compliance with payment system standards, regulatory guidelines for electronic channels, and practices in digital risk management.

• Conduct root cause analysis on control failures, transaction outages, and settlement discrepancies, providing recommendations for preventive actions.

• Report directly to the Lead, Ebusiness Control.

⛳️ Requirements

• Bachelor's degree in Accounting, Business Management, Finance, or a related discipline.

• CISA, CRISC, CISM, ACA, ACCA, or equivalent professional qualifications.

• 4-6 years of experience in internal control, digital channel auditing, e-business control, or revenue assurance within a fintech, switching company, or commercial banking environment.

• Extensive knowledge and hands-on experience with the COSO internal control framework, ISO 31000, and applicable IFRS standards.

• Profound understanding of electronic payment channels, including POS, Mobile, Web, NIP, switching platforms, API integration controls, and the mechanics of digital settlements.

• Expertise in COSO, ISO 31000, and ISO 27001 as they relate to fintech and digital banking operations.

• Proficient in automated transaction reconciliation, data analytics, log analysis, and designing test scripts for high-volume digital transactions.

• Strong ability to identify revenue leaks, analyze fee discrepancies, and conduct transaction reconciliations across switching networks.

• Demonstrated capacity to cultivate and sustain effective relationships with stakeholders across various departments.

• Ability to adapt to a rapidly changing threat landscape and regulatory conditions.

• Capability to lead assessments and manage stakeholder communication and feedback gathering.

• Exceptional written and verbal communication skills.

• Strong analytical and problem-solving abilities.

• Excellent organizational and time management skills.

• High level of integrity and professionalism when dealing with sensitive information and maintaining objectivity.

🏝️ Benefits

• Competitive salary, benefits, and opportunities for career advancement.

• Supportive workplace culture.

• Ongoing professional development.