Director – Risk Management, Governance

This is a fully remote position, open to applicants in United Kingdom.

📋 Description

• Take ownership of the Risk Governance Framework and the structure of the Risk Governance Committee.

• Manage ILE IRM policies alongside the Risk Governance Framework to facilitate localized ILE deployment and the execution of AXP's second-line frameworks.

• Lead the Risk Appetite Framework, ensuring compliance through the evaluation of risk appetite statements, metrics, limits, and management action plans.

• Foster and maintain relationships with Enterprise teams to ensure ILE perspectives are incorporated into Enterprise risk policies and frameworks.

• Guarantee that ILE frameworks and policies are effectively integrated and followed, with risk management conducted in accordance with the ILE Risk Governance Framework.

• Ensure Governance Committees are properly structured, staffed, and function in line with their Terms of Reference.

• Assist in the escalation of risks to the BRC, Board, and IRMC, ensuring that escalated risks are resolved appropriately.

• Supervise the remediation of priority issues, OREs, RAPs, and MAPs.

• Lead a team of risk professionals based in the UK.

⛳️ Requirements

• A minimum of 8 years of leadership experience in risk management, compliance, treasury, controllership, or a related field.

• Strong analytical abilities and business insight with a focus on risk-reward control.

• Capability to align commercial objectives with effective risk management practices.

• In-depth knowledge of UK market regulatory requirements and the payments sector.

• Experience in engaging with regulators and understanding the UK regulatory environment and its requirements.

• Proven track record of managing multiple priorities successfully under pressure.

• Proficiency in English, both verbal and written.

• An advanced degree in business, economics, engineering, or a related discipline.

• Professional certifications such as FRM or CFA are advantageous.

• Demonstrated ability to build, motivate, and mentor a team.

• Exceptional relationship-building and influencing abilities across teams and various levels of seniority, including senior leaders, boards of directors, regulators, and stakeholders.

• Strong ethical standards and a readiness to challenge ideas and be challenged.

• Proactive in identifying, escalating issues, and advising on risk mitigation strategies.

• Ability to communicate oversight findings effectively to colleagues, business partners, and senior leaders.

• Excellent verbal and written communication skills.

• Eligibility to work with American Express in the UK; visa sponsorship will not be available.

🏝️ Benefits

• Competitive base salaries.

• Bonus incentives.

• Support for financial well-being and retirement.

• Comprehensive medical, dental, vision, life insurance, and disability benefits (subject to location).

• Flexible working arrangements with hybrid, onsite, or virtual options based on the role and business requirements.

• Generous paid parental leave policies (based on location).

• Complimentary access to global on-site wellness centers staffed with nurses and doctors (depending on location).

• Free and confidential counseling support through our Healthy Minds program.

• Opportunities for career development and training.