Director, Product – FinCrime

This is a fully remote position, open to applicants in United States.

📋 Description

• Take ownership of the global Financial Crime strategy related to AML and sanctions, which includes the vision, OKRs, and roadmap.

• Manage AML controls, sanctions screening, and typology analysis comprehensively.

• Participate in budget planning for expenditures related to third-party financial crime initiatives.

• Foster growth through precise financial crime controls, calculated risk-taking within Zepz’s risk appetite, and minimizing false positives.

• Own FinCrime KPIs and regulatory outcomes, encompassing customer experience metrics, fraud loss rates, detection accuracy, SAR timeliness, and audit findings.

• Build and maintain relationships with business stakeholders, external partners, vendors, regulators, auditors, and senior executives.

• Engage with Zepz’s nine regulatory bodies.

• Lead the Financial Crime domain focusing on AML and screening processes.

• Define and implement a cohesive Financial Crime strategy that aligns with product, growth, and risk appetite.

• Leverage data to enhance controls and minimize customer friction.

• Make prioritization decisions based on customer outcomes, KPI impact, and risk mitigation strategies.

• Collaborate across functions with Engineering, Product, Compliance, and Customer Ops leaders.

• Identify, assess, and collaborate with third-party technology vendors; quickly initiate proofs of concept.

• Act as a player/coach by spearheading initiatives across teams while also contributing as an individual contributor.

⛳️ Requirements

• Over 10 years of leadership experience in Financial Crime, Fraud, or AML within the fintech, payments, or financial services sectors.

• Strong analytical and data-driven mindset; adept at utilizing metrics, dashboards, and ML outputs to inform decisions.

• In-depth knowledge of fraud prevention, AML/CFT frameworks, sanctions, and regulatory expectations (e.g., FCA, FinCEN, NBB, FATF).

• Established credibility with regulators, auditors, and senior executives.

• Clear and effective communicator.

• Proven track record of driving transformation, automation, and control maturity within FinCrime functions.

• Empathetic and motivating leader capable of coaching and developing senior managers while fostering a high-performance culture.

• Experience with integrating AI/ML models for transaction monitoring, fraud detection, risk scoring, or behavior analysis.

• Previous leadership experience in a regulated remittance or crypto business.

• Subject matter expertise in payments, cards, stablecoins, and ACH.

• Strong network within FinCrime industry groups, regulators, and law enforcement partnerships.

• Proven history of managing remediation or enforcement-driven improvement programs.

• Genuine interest in the application of AI within the workplace.

• Practical experience utilizing AI tools.

• Strong AI literacy, including effective prompting and critical assessment of AI-generated outputs.

• Awareness of ethical and responsible AI usage, particularly concerning sensitive data, customer experience, and compliance.

🏝️ Benefits

• A remote-first culture offering flexibility to work from your country of employment wherever you feel most focused and productive.

• Unlimited annual leave.

• Comprehensive healthcare benefits.

• Employee discounts.

• Customized, location-specific perks designed to support your overall well-being.

• A high-trust work environment.

• An environment and support system conducive to high performance.