Credit Risk Analytics and Reporting Manager

This is a fully remote position, open to applicants in New York.

📋 Description

• Spearhead the transformation of credit risk reporting for a leading US banking institution, focusing on both secured and unsecured consumer lending portfolios.

• Evaluate credit performance, pinpoint emerging trends and factors influencing delinquency and loss fluctuations, and measure performance against risk appetite.

• Link portfolio results to credit strategy, encompassing acquisition quality, line management, and loss mitigation.

• Prepare the risk narrative presented to the client’s senior risk leadership during each reporting cycle.

• Oversee the comprehensive automation of the risk reporting suite in collaboration with the data engineering team.

• Prioritize development and ensure the accurate implementation of business logic and analytical intentions.

• Take ownership of validation and approval of automated outputs.

• Manage senior risk stakeholders, guide the program roadmap, and maintain accountability for successful delivery.

• Design and sustain scalable data pipelines, data warehouses, and data lakes.

• Create capabilities for data ingestion, transformation, integration, and quality assurance.

⛳️ Requirements

• Bachelor’s Degree.

• At least 4 years of experience in consumer credit risk analytics at a banking institution or consumer lender.

• Experience covering portfolio analytics, credit strategy, performance reporting, and risk appetite frameworks.

• Demonstrated ability to articulate and defend risk positions to senior stakeholders.

• Proficiency in SQL is essential.

• Preferred proficiency in Python.

• Familiarity with contemporary data environments such as Databricks and Snowflake is a plus.

• Experience in guiding reporting automation or modernizing analytics is preferred.

🏝️ Benefits

• Annual Bonus.

• Benefits information is available through US Careers and Benefits.