Credit Risk Analyst

This is a fully remote position, open to applicants in Switzerland.

📋 Description

• Prepare and uphold regular product and portfolio-risk reports.

• Gather, reconcile, and validate data utilized in management and risk reporting.

• Investigate any unusual fluctuations, missing data, and inconsistencies.

• Maintain supporting documentation and ensure reporting audit trails are intact.

• Aid in enhancing report quality, consistency, and efficiency.

• Assist in monitoring adherence to fund guidelines, key risk indicators, and relevant loan criteria.

• Manage Excel-based monitoring, tracking, rating, and reporting tools.

• Support the design, testing, documentation, and enhancement of risk-management tools.

• Oversee covenants, key risk indicators, early-warning signals, ratings, and watch-list information.

• Identify chances to simplify, standardize, or automate recurring processes.

• Conduct reasonableness and consistency evaluations on tool outputs.

• Follow up with colleagues to gather or clarify missing information.

• Prepare analyses and supporting materials for portfolio and risk discussions.

• Document action items and track their completion.

• Assist in selected country, investee, portfolio, and transaction-risk analyses.

• Help prepare and update internal procedures, methodologies, and guidance documentation.

• Assist in monitoring and managing work-out cases, including financial analysis, internal coordination, and stakeholder reporting.

• Gradually take on broader credit-risk responsibilities based on demonstrated ability.

⛳️ Requirements

• Three years of relevant experience in financial analysis, credit risk, investment operations, portfolio monitoring, reporting, banking, or a related field.

• Proficient Excel skills, including advanced formulas, pivot tables, lookups, data validation, and data-reconciliation techniques.

• Capability to develop and maintain structured, reliable, and user-friendly reporting tools.

• Strong analytical and problem-solving abilities.

• Excellent organizational skills with the ability to manage recurring deadlines and multiple tasks.

• Clear communication skills in both written and spoken English.

• Degree in finance, economics, business, data analytics, or a related field.

• Comfortable working independently in a remote, multinational environment while appropriately escalating issues.

• Advantageous: exposure to credit analysis, lending, financial institutions, impact investing, or emerging markets.

• Advantageous: experience with Power Query, Power BI, VBA, or other reporting and data-visualization tools.

• Advantageous: experience working with portfolio, covenant, or risk-monitoring data.

• Advantageous: interest in impact investing and sustainable finance.

🏝️ Benefits

• All essential equipment for the role, including laptop and monitor.

• Communication allowance.

• Full-time fully remote work arrangement.

• Periodic travel to EQ’s main offices/offshore locations.