Credit Portfolio Analyst II – Structured Finance

This is a fully remote position, open to applicants in Arizona, +5 more states.

📋 Description

• Create reports and analyses on various loan portfolios for concentration assessment, portfolio performance, and associated processes.

• Offer support for credit analytics, reporting, data mining, methodologies, and reserving requirements.

• Analyze and report on credit memos and write-off activities.

• Monitor and relay credit concerns to management.

• Provide documentation support for internal and external stakeholders and manage effective change processes.

• Recognize and implement opportunities for process improvement and standardization across different business lines.

• Establish standard definitions for key data elements and assist in data consistency, availability, and quality projects.

• Aid in technological solutions that minimize manual processes, enhance controls, improve cycle times, and boost consistency.

• Collaborate with leadership on data capture, reporting, and forecasting methodologies.

• Conduct focused portfolio-risk studies and suggest modifications to data enhancement, portfolio configurations, and critical parameters.

• Execute other assigned tasks as needed.

⛳️ Requirements

• Bachelor's degree or equivalent education and work experience.

• Minimum of 3 years of experience.

• Expertise in quantitative methods/techniques, statistics, predictive modeling, data science, or other analytical fields.

• Familiarity with lending software, SSRS, Crystal Reports, Oracle BI, Tableau, Microsoft Access, or similar applications is preferred.

• Experience in Credit Risk Management, including loss forecasting within a regional financial institution, is preferred.

• Proficient in written and verbal communication.

• Strong attention to detail.

• Motivated and self-directed while maintaining a collaborative approach.

• Robust business and technical acumen and capabilities.

• Comprehensive understanding of lending practices and processes.

🏝️ Benefits

• Annual performance-based incentive opportunities.

• Health insurance.

• 401(k) retirement benefits.

• Life insurance.

• Disability benefits.

• Paid time off.

• Comprehensive benefits package for eligible employees.