Chief Compliance Officer, BSA Officer

This is a fully remote position, open to applicants in United States.

📋 Description

• Act as the appointed BSA Officer and Chief Compliance Officer for the company’s US Money Services Business.

• Report directly to the Board and collaborate closely with the Global Chief Compliance Officer on frameworks and policies.

• Be responsible for BSA/AML and OFAC policies, procedures, enterprise-wide risk assessments, training, and ensuring alignment with the group compliance framework.

• Supervise both fiat and on-chain transaction monitoring, alert dispositions, investigation standards, and case documentation.

• Prepare, authorize, and submit SARs within the 30-day timeframe; carry out ongoing activity reviews and maintain SAR confidentiality.

• Oversee OFAC screening for customers, counterparties, wallet addresses, and geolocation; adjudicate matches and manage reporting for blocked or rejected transactions.

• Address 314(a) responses, subpoenas, law enforcement requests, and 314(b) information sharing.

• Establish KYC/EDD standards, customer risk ratings, approvals for high-risk and PEP relationships, and make exit decisions.

• Manage due diligence, configuration, and performance of KYC, screening, and blockchain analytics vendors.

• Conduct BSA/OFAC assessments of new products, payment methods, and partner integrations prior to launch.

• Administer IRS BSA examinations, FinCEN inquiries, sponsor-bank audits, and independent reviews, ensuring evidence-based remediation of findings.

• Oversee FinCEN MSB registration and report to the Board regarding program status, filings, findings, and emerging risks.

• Keep the program examination-ready while supporting US growth with banking partners, card acquirers, and new integrations.

• Make independent filing, exit, and escalation decisions without requiring commercial approval.

⛳️ Requirements

• A minimum of 7 years of BSA/AML compliance experience within a US-regulated financial institution: MSB, money transmitter, bank, broker-dealer, or regulated fintech.

• At least 3 years in a role as a designated BSA Officer, Deputy BSA Officer, or equivalent, with filing authority.

• Practical program ownership experience at a crypto exchange, VASP, crypto-native MSB, or payments/fintech MSB.

• Extensive working knowledge of the BSA/FinCEN MSB regime, including 31 CFR Parts 1010 and 1022, SAR and CTR filing, the Funds Transfer and Travel Rules, MSB registration, and FIN-2019-G001.

• Direct experience in drafting and filing SARs.

• Experience with OFAC sanctions, including exposure to crypto-specific scenarios such as SDN-listed wallet addresses, mixers, and sanctioned exchanges.

• Experience in preparing for and responding to examinations, independent reviews, or sponsor-bank due diligence.

• Proven ability to maintain filing, exit, or program-adequacy positions under commercial pressure.

• Hands-on experience utilizing AI tools in compliance work.

• Fluent in professional English, with writing suitable for regulatory and Board review.

• US-based, with the right to work in the US without sponsorship.

• Willingness to be named as BSA Officer to FinCEN and banking partners.

• Background check required.

• Preferred: experience with blockchain analytics tools such as Chainalysis, Elliptic, TRM, Scorechain, or similar.

• Preferred: direct experience with IRS BSA examinations or FinCEN inquiries.

• Preferred: experience in managing relationships with sponsor banks or banking partners for an MSB.

• Preferred: exposure to Visa/Mastercard crypto programs and acquirer compliance.

• Preferred: experience with state money transmitter licensing.

• Preferred: experience presenting to Boards, audit committees, or regulators.

• Preferred: cross-border compliance exposure in the EU, UK, or Canada.

• Preferred: CAMS, CCAS, CFE, CRCM, or comparable qualification.

🏝️ Benefits

• A statutory role with genuine authority, direct access to the Board, and documented independence.

• True ownership: you will manage the US program and influence how it supports the company’s growth.

• Remote work setup within the US.

• Opportunities for periodic in-person meetings at the European headquarters.