Casualty Adjuster

This is a fully remote position, open to applicants in California.

📋 Description

• Manage intricate and technically demanding claims related to automobile, homeowner, and excess liability policies.

• Assess exposures and evaluate injury claims based on damages, insurance agreements, company policies, and relevant state regulations.

• Conduct investigations and assess coverage, liability, and damages concerning serious and catastrophic injuries, coverage, and legal matters.

• Promptly refer lawsuits to counsel and assess changes in exposure through the discovery process.

• Analyze costs and strategic action plans to prepare for trial or decide on settlement options.

• Oversee defense counsel in serious and complex claim litigation and intricate coverage situations.

• Develop effective strategies to resolve claims while concentrating on indemnity and expense leakage.

• Review coverage and draft reservation-of-rights and coverage denial letters.

• Ensure proper reserves are maintained on all outstanding claims.

• Carry out additional duties as assigned.

• Travel as necessary.

⛳️ Requirements

• Bachelor's degree from an accredited institution preferred.

• State-required adjusting licenses as necessary.

• Preferred insurance designations such as CPCU, AIC, ARM.

• A minimum of eight (8) years of relevant experience, including personal lines claims, coverage evaluation, and drafting coverage letters, or an equivalent combination of education and experience required.

• Preferred experience with commercial lines claims and litigation across multiple states.

• Familiarity with the affluent market segment.

• Strong understanding of tort theories, legal concepts, negotiation strategies, and litigation management.

• Excellent oral and written communication abilities, including presentation skills.

• Proficiency in PC applications, including Microsoft Office products.

• Strong analytical and interpretive abilities.

• Exceptional organizational skills.

• Excellent interpersonal skills.

• Strong negotiation capabilities.

• Ability to produce comprehensive, accurate, and constructive written reports.

• Ability to function in a team-oriented environment.

• Ability to meet or exceed Performance Competencies.

• Capacity to manage work-related stress, multiple priorities, and deadlines.

• Qualified candidates with arrest or conviction records will be considered in accordance with applicable fair-chance laws.

🏝️ Benefits

• Medical insurance.

• Dental insurance.

• Vision insurance.

• 401k plan with matching contributions.

• Paid Time Off (PTO).

• Disability insurance.

• Life insurance.

• Employee assistance programs.

• Flexible spending or health savings accounts.

• Additional voluntary benefits.

• Reasonable accommodations when applicable and appropriate.