BSA Team Lead

This is a fully remote position, open to applicants in Missouri.

📋 Description

• Offer daily direction and expertise to the Alerts and SAR teams to guarantee adherence to BSA/AML and OFAC policies and procedures.

• Support supervisory responsibilities or provide coverage during staff absences.

• Train new members of the Alerts and SAR teams and offer guidance on updates to the BSA program.

• Mentor team members to foster improvement and career advancement.

• Oversee and adjust work assignments within the Alerts and SAR teams.

• Ensure the BSA team meets all project deadlines.

• Conduct secondary quality assurance reviews of alerts, cases, and SARs, including their resolution.

• Guarantee that assigned alerts, cases, and SARs are completed accurately and punctually.

• Assist management with staff performance evaluations and development initiatives.

• Support audit, examination, and quality control assessments.

• Represent the BSA department in cross-functional meetings and address escalated issues from business units.

• Aid in monitoring High-Risk Customers and executing enhanced due diligence reviews.

• Assign and evaluate ongoing enhanced due diligence analyses produced by the Bank's monitoring software.

• Ensure that due diligence documentation complies with Enterprise Bank & Trust standards.

• Review and authorize due diligence documents and escalate recommendations for account terminations.

• Assess potential high-risk customers and provide written recommendations to management prior to account openings.

• Perform additional duties as assigned by management.

⛳️ Requirements

• Proven understanding of BSA/AML/USAPA/OFAC banking laws and regulations.

• Demonstrated knowledge of various banking products and services.

• Familiarity with federal and state BSA-related requirements.

• Strong professional skills, particularly in planning and organization.

• Established experience in leading teams, ideally within a BSA team.

• Demonstrated ability in performing standard BSA functions, including investigating BSA-related system alerts, CTR and SAR filings, EDD reviews, OFAC alerts, and case management.

• Comprehensive knowledge of Bank policies and procedures.

• General awareness of Bank products and services, especially those offered in a commercial banking context.

• Capability to multitask and manage various activities to completion within tightly regulated timelines.

• Bachelor’s degree from a Four-Year College or University.

• Over 5 years of experience in banking, focusing on Operations or Compliance.

• More than 3 years of experience in the BSA/AML & OFAC Department or a similar unit.

• Proficiency in using BSA AML application software is mandatory.

• Skilled in Microsoft Office and Google applications.

• Experience with FIS IBS, Salesforce, Verafin, and Image Center.

• CAMS certification is preferred.

• Successful completion of drug and background check screenings.

🏝️ Benefits

• Annual paid time off for volunteer activities.

• Opportunities for charitable matching.

• A variety of benefits for associates.

• Opportunities for professional growth.

• Reasonable accommodation support for applicants with disabilities.