BSA Officer / Money Laundering Reporting Officer, MLRO

This is a fully remote position, open to applicants in New York.

📋 Description

• Design, execute, and continually enhance the organization's BSA/AML/OFAC policies, procedures, and risk assessments.

• Ensure the BSA/AML/OFAC program aligns with FinCEN guidelines and the requirements of the sponsoring bank.

• Act as the main point of contact for U.S. partners regarding AML/BSA audits, compliance reporting, policy approvals, and regulatory evaluations.

• Supervise automated transaction monitoring systems to identify suspicious activities.

• Investigate escalated alerts and independently decide on SAR and CTR filings.

• Maintain Customer Identification Programs and carry out enhanced due diligence on high-risk accounts, PEPs, and intricate corporate entities.

• Guarantee continuous, real-time screening against OFAC, PEP, and global watchlists.

• Manage responses to FinCEN 314(a)/314(b) information requests, law enforcement subpoenas, and regulatory inquiries.

• Prepare and deliver periodic updates on the BSA program, risk typologies, and alert metrics to the CEO and Board of Directors.

• Create and conduct annual BSA/AML training for staff, executive management, and applicable operational teams.

⛳️ Requirements

• Must possess legal authorization to work in and reside physically in the United States.

• A minimum of 5+ years of direct experience in BSA/AML compliance, financial crime prevention, or as a MLRO at a U.S. financial institution, sponsoring bank, or fintech company.

• Extensive operational understanding of the Bank Secrecy Act, USA PATRIOT Act, FinCEN regulations, OFAC sanctions, and FFIEC exam guidelines.

• Experience in configuring and utilizing modern AML transaction monitoring software, sanctions engines, and case management solutions.

🏝️ Benefits

• Comprehensive health insurance coverage.

• Retirement savings plan with company matching.

• Opportunities for professional development and training.

• Flexible work arrangements.