Senior Manager, Financial Crime Investigations – Intelligence

This is a fully remote position, open to applicants in Texas.

📋 Description

• Lead intricate, high-stakes anti-money laundering and financial crime investigations across Airwallex’s worldwide financial framework.

• Identify and alleviate risks associated with cross-border payments, corporate accounts, cards, FX, and embedded finance.

• Manage comprehensive investigations that involve complex payment flows, multi-currency accounts, ownership structures, cross-product risks, KYB/UBO considerations, and high-risk corridors.

• Oversee the intake, triage, prioritization, and assignment of special investigation cases.

• Provide investigative analysis, quality assurance, and escalation support for SAR/STR matters to assist regional MLRO filing decisions.

• Investigate internal fraud and insider threat issues related to fraud, collusion, access misuse, or other financially related conduct.

• Collaborate with Fraud, Information Security, HR, Employment Legal, and senior management on evidence-based findings and risk recommendations.

• Analyze intricate international transactions across SWIFT, local clearing systems, card schemes, and alternative payment methods.

• Trace illicit fund movements, identify beneficial owners, and reveal concealed counterparty networks.

• Convert findings into enhancements for transaction-monitoring rules, automated detection models, investigative playbooks, typologies, training, and financial crime controls.

• Collaborate with Transaction Monitoring, Onboarding and EDD, Sanctions, Fraud, Legal, Risk, Data, Engineering, and regional MLROs.

• Address systemic threats, respond to audits and regulatory inquiries, and elevate investigative standards across Financial Crime Compliance.

⛳️ Requirements

• Over 8 years of specialized experience in AML/CFT investigations, financial intelligence, or special investigations in cross-border payments, global fintech, merchant acquiring, or international corporate and commercial banking.

• Profound understanding of cross-border payment systems, including SWIFT, local ACH, clearing schemes, and FX.

• Knowledge of business payment flows, merchant acquiring, and corporate entity structures, encompassing complex shareholding, shell companies, and beneficial ownership.

• Demonstrated ability to independently conduct and document intricate, multi-layered financial crime investigations from inception through findings, risk recommendations, and support for the MLRO-led regulatory reporting process.

• Practical knowledge of global AML/CTF and sanctions regulatory frameworks, including FATF recommendations, FinCEN/BSA, FCA, AUSTRAC, MAS, and pertinent local regulations.

• Experience in querying, synthesizing, and interpreting large transactional and customer datasets.

• Exceptional written communication skills, including drafting investigative narratives and SAR/STR reports.

• Ability to articulate complex financial crime risks to non-compliance stakeholders, including Product and Engineering teams.

• Capacity to manage competing priorities under tight deadlines in a fast-paced fintech environment.

• Preferred: professional certifications such as CAMS, CFE, or equivalent ICA diploma.

• Preferred: experience with SQL, Python, Tableau, or network/link analysis software.

• Preferred: experience in investigating digital assets, crypto rails, or embedded finance/BaaS integrations.

• Must be legally authorized to work in the United States for any employer.

• Must be able to work remotely from Dallas, Texas.

🏝️ Benefits

• Equity

• Bonus eligibility

• Medical insurance

• Dental insurance

• Vision insurance

• 401(k) plan

• Short-term disability

• Long-term disability

• Basic life insurance

• Well-being benefits

• 20 paid vacation days for US-based employees

• 12 paid company holidays for US-based employees

• Statutory minimum paid annual leave and public holidays

• Additional company-provided vacation days in many locations