BSA Manager

This is a fully remote position, open to applicants in New York.

📋 Description

• Directly oversee and guide BSA/AML analysts tasked with customer onboarding, transaction monitoring, investigations, and SAR filings.

• Manage the manual assessment of customer onboarding applications that have not received automatic approval.

• Supervise customer due diligence and render approval or denial decisions in accordance with bank risk policies.

• Maintain the high-risk customer roster and ensure annual Enhanced Due Diligence is conducted.

• Direct investigations and evaluations of activities involving high-risk customers.

• Administer transaction monitoring, including system-generated alerts, investigations, and escalations.

• Make initial determinations for SAR filings and ensure they are completed accurately and promptly.

• Oversee OFAC screening, including the investigation and resolution of potential matches.

• Manage the intake, investigation, and reporting of Unusual Activity Referrals from FinTech partners.

• Collaborate with BaaS partners to align internal controls and BSA/AML programs with banking risk policies.

• Act as the primary liaison for law enforcement requests, including subpoenas and search warrants.

• Manage responses to law enforcement inquiries and maintain comprehensive records.

• Support the BSA Officer in developing BSA/AML compliance policies and procedures.

• Coordinate responses to BSA/AML/OFAC examinations and audits.

• Ensure prompt remediation of compliance deficiencies.

⛳️ Requirements

• 7–10+ years of progressive experience in BSA/AML compliance within a financial institution and/or fintech company.

• Demonstrated experience in managing or leading a team of compliance professionals.

• In-depth knowledge of BSA, AML, and OFAC regulations.

• Practical experience with BSA/AML monitoring systems and case management.

• Strong analytical, communication, and decision-making abilities.

• CAMS certification is highly preferred.

🏝️ Benefits

• Comprehensive health, dental, and vision insurance.

• Retirement savings plan with employer matching.

• Generous paid time off and holidays.

• Opportunities for professional development and growth.

• Flexible work arrangements.