Analytics Lead, Deposit Fraud Risk

This is a fully remote position, open to applicants in United States.

📋 Description

• Take charge of fraud performance for depository products, which includes monitoring fraud losses, approval rates, false positives, customer friction, and other crucial risk metrics.

• Create and sustain scalable data models and transformation pipelines utilizing tools such as DBT.

• Standardize data related to depository products, transactions, customers, fraud, and operations.

• Establish reliable fraud performance metrics and analytical datasets.

• Develop ongoing dashboards, scorecards, and monitoring frameworks.

• Perform comprehensive analyses to identify the causes of fraud losses, control gaps, false positives, portfolio transitions, and unexpected performance fluctuations.

• Convert analytical results into actionable insights.

• Create and refine fraud rules, policies, thresholds, models, and decision strategies.

• Assess data sources and signals for identity risk, account takeover, device risk, transaction risk, and various fraud types.

• Oversee testing and performance assessment of changes to fraud strategies.

• Collaborate with Product, Engineering, Machine Learning, Data Engineering, Fraud Operations, and Risk teams.

• Enhance fraud strategies, reinforce operational feedback mechanisms, and aid in the launch of new products.

⛳️ Requirements

• Over 7 years of experience in analytics.

• Proficient in SQL and Python.

• Capability to collaborate and influence across different teams.

• Effectively communicate findings and recommendations to both technical and non-technical audiences.

• Ability to excel in a fast-paced environment and respond promptly during peak fraud incidents.

• Strong time management skills with the ability to juggle multiple projects and priorities.

• Familiarity with payment processing fundamentals.

• Understanding of industry risk trends, including knowledge of fraud strategy development.

• Visa sponsorship is not available for this position.

🏝️ Benefits

• Equity rewards may be included in the total compensation package.

• Monthly stipends for health, wellness, and technology expenses.

• 100% subsidized medical coverage for employees and their dependents.

• Dental and vision coverage for employees and their dependents.

• Remote-first work with flexibility within the country of employment.

• Flexible time off policy.

• Generous holiday calendars.

• Employee stock purchase plan (ESPP) offering discounted Affirm stock.

• Inclusive interview process with accommodations available for candidates with disabilities.

• In-person onboarding experience for all new hires.