ABL Analyst

This is a fully remote position, open to applicants in California.

📋 Description

• Assist in all facets of the Bank's Asset-Based Lending platform, encompassing operations, portfolio oversight, and underwriting.

• Deliver analytical and operational assistance for the ABL portfolio and emerging business opportunities.

• Contribute to the ongoing enhancement of the Bank's ABL platform.

• Provide support for wider Middle Market lending initiatives, potentially dedicating up to about 50% of your time.

• Evaluate borrowing base certificates along with relevant collateral documentation.

• Aid in calculating availability, processing funding requests, conducting reconciliations, and monitoring collateral.

• Keep track of reporting reminders, collateral documentation, loan agreements, and operational reports.

• Assist with cash management, dominion processing, and tracking exceptions.

• Oversee collateral performance, compliance with covenants, reporting obligations, and borrower progress.

• Support annual reviews, renewals, amendments, and portfolio reporting tasks.

• Analyze financial reports to identify possible credit risks.

• Facilitate client relationship management and portfolio oversight activities.

• Assist in underwriting new lending opportunities and requests from the existing portfolio.

• Examine financial statements, collateral trends, and borrowing base assets.

• Prepare financial spreads, collateral assessments, and credit approval documents.

• Support due diligence, transaction closing, and onboarding processes.

• Help implement ABL procedures, workflows, and technological solutions.

• Provide support to portfolio managers, underwriters, and operational staff.

• Offer analytical assistance to broader Middle Market lending teams as business requirements dictate.

⛳️ Requirements

• A Bachelor’s degree in Finance, Accounting, Business, or a related field is required.

• A minimum of 2 years of experience in commercial lending, ABL, portfolio management, underwriting, credit analysis, or related financial services.

• Proficiency with the Microsoft Suite and the capacity to learn and utilize other Customers Bank applications.

• Awareness of AI and automation tools that enhance productivity, streamline workflows, and improve client engagement.

• Must be legally authorized to work in the United States without sponsorship, either now or in the future.

🏝️ Benefits

• Personal development plans.

• Reasonable accommodations for qualified individuals with disabilities.

• Commitment to equal opportunity, diversity, equity, and inclusion.