Senior Risk Prevention Analyst

This is a fully remote position, open to applicants in Florida.

📋 Description

• Conduct operational and technical risk assessments utilizing fraud mitigation tools, quantitative techniques, and AI technologies.

• Formulate and execute fraud strategies leveraging transaction data, machine learning models, and advanced analytical tools.

• Oversee and refine fraud strategies while assessing the balance between risk and customer experience.

• Coordinate tasks, projects, turnaround times, SLAs, and quality of output for the Risk Analytics team.

• Address complex service challenges and manage escalation calls effectively.

• Track client fraud trends and suggest modifications to internal procedures.

• Serve as a subject matter expert during fraud incidents, investigations, and client presentations.

• Utilize advanced analytical methods to tackle medium- and large-scale business challenges.

• Foster relationships with internal stakeholders and external vendors.

• Generate and present BI reporting for senior leadership, boards, and examiners.

• Assist designated clients through calls and emails to ensure efficient fraud mitigation.

• Collaborate with cross-functional teams to align on business objectives and solution strategies.

• Prepare recommendations and visualization-based communication materials for peer review and management.

• Supervise workflow and ensure that time-sensitive tasks adhere to departmental standards.

• Provide guidance to internal contacts on sensitive matters, client procedures, and product developments.

• Oversee process documentation and communications.

• Identify pertinent data sources, conduct testing and exploratory data analysis, and implement data hygiene practices.

• Develop rules, create custom client solutions, and monitor fraud for specific client groups.

• Recognize fraud-related risk exposure and establish mitigation strategies.

• Monitor and assess portfolio performance at a granular segment level.

• Identify trends, conduct root-cause analyses, and devise data-driven fraud defenses.

• Act as a client advocate for fraud and risk-related matters and special projects.

• Report identified risks while managing, monitoring, and documenting risks within the work area.

• Perform additional duties as assigned.

⛳️ Requirements

• A Bachelor’s degree in Business, Statistics, Mathematics, Computer Science, Engineering, Economics, or a related field, or a combination of education and experience is required.

• A minimum of seven (7) years of experience in the financial services industry is required.

• At least seven (7) years of professional experience in risk analytics, risk mitigation, and/or fraud services is required.

• Preferred knowledge of payment processing systems.

• Experience with Fraud Detection Work Center and/or FDR systems is required.

• Strong analytical and problem-solving capabilities.

• Extensive experience with fraud detection strategies, rules tuning, and fraud modeling.

• High proficiency in SQL.

• Ability to analyze large, complex datasets and extract actionable insights.

• Preferred experience with fraud orchestration and decisioning tools (e.g., DefenseEdge, Falcon, Advance Defense, Fraud Navigator).

• Comprehensive understanding of fraud metrics, forecasting techniques, and the trade-offs between false positives and true fraud.

• Excellent communication skills with the ability to convey technical subjects clearly and concisely.

• Project management experience is preferred.

• Regular and dependable attendance is required.

• Some on-call work may be necessary.

• Availability during early/late hours and weekends may be required.

• This position is currently not eligible for sponsorship.

🏝️ Benefits

• Competitive wages.

• Medical with telemedicine services.

• Dental and vision coverage.

• Basic and optional life insurance.

• Paid Time Off (PTO).

• Maternity, parental, and family care leave.

• Community volunteer time off.

• 12 paid holidays.

• Company-paid disability insurance.

• 401k plan with employer matching.

• Health Savings Accounts (HSA) with contributions from the company.

• Flexible Spending Accounts (FSA).

• Supplemental insurance options.

• Mental health and well-being support through the Employee Assistance Program (EAP).

• Tuition reimbursement programs.

• Wellness initiatives.

• A remote-first, flexible work environment.

• A focus on psychological safety, well-being, and a sense of belonging.