Senior Para-Broker – Australian Mortgage

This is a fully remote position, open to applicants in Philippines.

📋 Description

• Oversee mortgage applications from the initial inquiry and discovery phase to formal approval and settlement assistance.

• Assume full responsibility for files at every stage of the process.

• Assess client situations, supporting documents, and borrowing needs.

• Accurately and efficiently prepare and structure lending applications.

• Keep detailed file notes and ensure files are compliant and up-to-date.

• Follow up on outstanding documentation, lender requirements, and application milestones.

• Maintain clear and consistent communication with clients throughout the lending process.

• Evaluate lending scenarios and suggest practical solutions.

• Investigate lender policies and establish suitable lending strategies.

• Work across complex borrower profiles, including residential lending, refinancing, property investment, construction and renovation lending, self-employed borrowers, and guarantor lending.

• Identify servicing, policy, and documentation issues early in the process.

• Directly liaise with Australian clients, lenders, BDMs, and credit assessors.

• Follow up on applications and address lender inquiries.

• Collaborate closely with the Director as a reliable operational partner.

• Enhance workflows, templates, processes, and scalable systems.

• Maintain organization across multiple active applications and competing priorities.

• Identify bottlenecks and propose solutions.

• Support the development of the offshore operations function and potentially mentor future team members.

⛳️ Requirements

• A minimum of 5 years' experience in Australian mortgage broking, preferably as a Senior Para-Broker, Senior Credit Analyst, or highly experienced Loan Processor.

• Comprehensive understanding of the complete Australian mortgage process from client discovery to settlement.

• Proven experience managing files with minimal oversight.

• Strong knowledge in credit analysis and lender policies.

• Experience with complex residential lending situations.

• Significant experience in construction lending, self-employed borrowers, and investment lending.

• Confidence in direct dealings with Australian clients, lenders, BDMs, and credit assessors.

• Excellent written and verbal communication skills in English.

• Strong attention to detail and adherence to compliance standards.

• Ability to manage multiple active applications without losing sight of deadlines or client communication.

• Familiarity with Australian mortgage broking platforms such as Broker Engine, Mercury, and FLEX is highly regarded.

• Australian mortgage broking experience is valued more than formal qualifications.

🏝️ Benefits

• 100% remote work environment.

• Adherence to Australian business hours.

• Direct access to an experienced Australian finance professional.

• Broad lending exposure across residential, investment, construction, self-employed, and business finance.

• A senior position where your expertise and judgment will be genuinely valued.

• A high-trust working atmosphere with considerable autonomy.

• Opportunities for long-term career advancement as the client base continues to expand.

• Chance to help shape systems, processes, and the future offshore operations function.

• Potential to mentor and support additional team members as the business grows.