Senior Manager, Financial Crime Investigations – Intelligence

This is a fully remote position, open to applicants in United Kingdom.

📋 Description

• Lead proactive, intricate, and high-risk AML and financial crime investigations across Airwallex’s global financial framework.

• Serve as the investigative subject-matter expert and operational leader for cross-border payments, corporate accounts, cards, FX, and embedded finance.

• Manage case intake, triage, prioritization, and assignment for specialized investigations.

• Direct internal fraud and insider-threat investigations involving employees or insiders.

• Collaborate with Fraud, Infosec, People/HR, Employment Legal, and senior management.

• Analyze complex international transactions across SWIFT, local clearing channels, card schemes, and alternative payment methods.

• Provide investigative analysis, suspect and typology recommendations, quality assurance, and escalation support for SAR/STR cases.

• Convert investigative findings into actionable feedback for Risk, Data, and Engineering teams to enhance monitoring rules, detection models, and controls.

• Develop and sustain financial-crime typologies, investigative intelligence, and threat assessments.

• Collaborate with Transaction Monitoring, Onboarding and EDD, Sanctions, Fraud, Legal, and regional MLROs for risk mitigation.

• Create and uphold investigative playbooks, case documentation standards, and quality-assurance frameworks.

• Assist with internal audits, independent reviews, and regulatory inquiries.

• Offer daily guidance, peer reviews, and typology training to investigators and analysts.

⛳️ Requirements

• Over 8 years of specialized experience in AML/CFT investigations, financial intelligence, or special investigations within cross-border payments, global fintech, merchant acquiring, or international corporate and commercial banking.

• Profound understanding of cross-border payment mechanisms, including SWIFT, local ACH and clearing schemes, FX, business payment flows, merchant acquiring, and corporate entity structures.

• Familiarity with complex shareholding, shell companies, and beneficial ownership.

• Demonstrated ability to independently conduct and document complex, multi-layered financial crime investigations from initiation through findings, risk recommendations, and support for MLRO-led regulatory reporting.

• Working knowledge of global AML/CTF and sanctions regulatory frameworks, including FATF recommendations, FinCEN/BSA, FCA, AUSTRAC, MAS, and relevant local regulations.

• Strong analytical mindset with experience in querying, synthesizing, and interpreting large transactional and customer datasets.

• Exceptional written communication skills evidenced through investigative narratives and SAR/STR drafting.

• Capability to articulate complex financial crime risks to non-compliance stakeholders, including Product and Engineering teams.

• Ability to manage competing priorities under tight deadlines in a rapidly growing fintech environment.

• Professional certification such as CAMS, CFE, or equivalent ICA diploma is preferred but not mandatory.

• Practical experience with SQL, Python, Tableau, or network/link analysis software is preferred.

• Experience with digital assets, crypto rails, or embedded finance/BaaS integrations is preferred.

🏝️ Benefits

• Equal opportunity employer.

• Disability or special-needs accommodation available.

• Remote work arrangement.