Senior Enterprise Risk Analyst

This is a fully remote position, open to applicants in Florida, +2 more states.

📋 Description

• Strategize and execute enterprise, operational, and third-party risk assessments.

• Perform process walkthroughs to identify risks, evaluate controls, and analyze inherent and residual risks.

• Document findings, challenge existing risk assessments, and suggest risk responses that align with methodologies and risk appetite.

• Assess risks, controls, processes, procedures, and supporting systems associated with mortgage servicing.

• Identify control deficiencies, operational inefficiencies, and impacts related to borrowers, clients, operations, finances, regulations, or reputation.

• Independently evaluate the execution and effectiveness of controls through documentation review, evidence analysis, monitoring, and risk-based testing.

• Collaborate with Compliance, Legal, and business stakeholders to ensure regulatory and procedural alignment.

• Analyze operational data, including KRIs, incidents, losses, complaints, fraud occurrences, audit findings, control exceptions, and business changes.

• Create reports and presentations to convey findings, risk implications, and recommended actions to management.

• Assist in risk issue management, root-cause analysis, corrective-action evaluation, remediation oversight, and escalation processes.

• Maintain inventories of risks, an enterprise risk register, risk and control documentation, assessment outcomes, and issue records.

• Evaluate risks associated with third-party and business changes, and recommend mitigation and monitoring strategies.

• Develop and revise ERM manuals, job aids, assessment templates, reporting tools, and associated documentation.

• Advise stakeholders on risk assessment methodologies, control documentation, issue escalation, and making risk-informed decisions.

⛳️ Requirements

• Bachelor’s degree in business, accounting, finance, or equivalent professional experience.

• Over 5 years of experience in financial services, encompassing enterprise risk, operational risk, third-party risk, compliance risk, controls, or related risk management roles.

• Banking or mortgage servicing experience is highly preferred.

• Proven experience in conducting risk assessments, evaluating internal controls, analyzing business processes, and documenting findings and recommendations.

• In-depth knowledge of enterprise and operational risk management principles, including inherent and residual risk, control effectiveness, risk indicators, risk appetite, and issue remediation.

• Proficient in interpreting regulatory requirements, industry standards, and internal procedures.

• Excellent analytical, problem-solving, written communication, and verbal communication skills.

• Capable of prioritizing and managing multiple assignments independently, meeting deadlines, and handling confidential information.

• Familiarity with risk management practices.

• Knowledge of ERM frameworks such as COSO ERM, ISO 31000, or similar.

• Ability to assess risk mitigation strategies and corrective actions.

• Strong skills in stakeholder management, organization, analysis, and consultation.

• Proficient in Microsoft Office.

• Competence in using approved AI-enabled tools for research, analysis, risk trend identification, and reporting.

🏝️ Benefits

• Medical insurance

• Dental insurance

• Vision insurance

• 401(k)

• PTO/paid sick leave

• Employee stock purchase plan

• Inclusive, people-first workplace culture

• Equal opportunity employer