Senior Cashiering Associate

This is a fully remote position, open to applicants in United States.

📋 Description

• Take ownership and consistently enhance controls across money movement processes.

• Assess, validate, and authorize ACH, wire, RTP, check, and journal transactions.

• Accurately process and release transactions within defined service level agreements (SLAs).

• Reconcile daily cash transactions, deposits, and settlement activities.

• Oversee and address exceptions, returns, rejects, and transaction discrepancies.

• Act as the primary operational liaison for custodians and banking partners.

• Compile and review daily and monthly operational reports, including oversight of transaction coding.

• Maintain documentation and track cases in Salesforce and internal systems.

• Ensure compliance with regulatory standards, internal controls, and data privacy regulations.

• Identify operational risks and escalate any suspicious or high-risk transactions.

• Assist with audits, reporting requirements, and special projects.

• Collaborate with Operations, Compliance, Risk, and Technology teams to enhance processes.

• Train and mentor internal teams; contribute to the development of playbooks, standard operating procedures (SOPs), and onboarding materials for cashiering workflows.

⛳️ Requirements

• Bachelor’s degree in Finance, Business, Economics, or a related field — or equivalent experience.

• Over 5 years of experience in financial services, brokerage operations, banking, or cashiering.

• Direct experience in processing money movements (ACH, wires, checks, journals, RTP preferred).

• Experience working with custodians, clearing firms, or correspondent banks.

• Strong understanding of operational risk and fraud prevention measures.

• Exceptional attention to detail and accuracy.

• Clear and confident written and verbal communication skills with both internal stakeholders and external partners.

• Ability to work autonomously, prioritize competing demands, and elevate issues with context and actionable recommendations.

• Preferred: Familiarity with portfolio accounting or broker-dealer systems.

• Preferred: Experience in fintech or fast-paced growth environments.

• Preferred: Previous ownership of SOPs, control frameworks, or audit support related to cash/money movement operations.

• Preferred: Experience in mentoring or training operations team members.

• Alignment with Alpaca’s core values: Stay Curious, Have Empathy, Be Accountable.

🏝️ Benefits

• Competitive Salary & Stock Options.

• Health Benefits.

• New Hire Home-Office Setup: One-time USD $500.

• Monthly Stipend: USD $150 per month via a Brex Card.

• Equal opportunity workplace dedicated to pursuing and hiring a diverse workforce.