Senior Analyst, Collateral

This is a fully remote position, open to applicants in India.

📋 Description

• Maintain an up-to-date understanding of US Mortgage Originations closing procedures and lending regulations.

• Analyze investor guidelines and apply them to individual loan scenarios.

• Evaluate property documents, such as appraisals, purchase agreements, titles, and insurance, ensuring their accuracy and completeness.

• Confirm that properties are structurally sound and comply with agency guidelines and client-specific overlays.

• Assess the reliability and accuracy of property appraisal reports.

• Examine title and insurance documents for adequate coverage and proper handling of encumbrances and clauses.

• Conduct daily audits of property documents from a salability perspective and identify any exceptions.

• Evaluate risk and investigate potential frauds and red flags.

⛳️ Requirements

• At least 1 year of experience in core US mortgage residential underwriting; applicants with underwriting experience from the UK, Australia, NZ, or other countries need not apply.

• Proficient understanding of US Mortgage Originations closing processes.

• Familiarity with federal and state lending regulations.

• Capability to interpret and implement FNMA, FHLMC, FHA, VA, and USDA investor guidelines for specific loans.

• Bachelor's degree required.

• Strong knowledge of mortgage loan documentation.

🏝️ Benefits

• Competitive salary based on your experience and skills.

• Medical insurance coverage for employees and their families.

• Personal Accident Benefit.

• Life Insurance for employees.

• Onsite medical support from doctors.

• Access to psychologists and counselors.

• Onsite health checkup camps.

• 10 paid holidays per year.

• 26 paid days off annually.

• Employee engagement activities, including cricket/football games and annual company events.

• Office stress relief events and quarterly celebrations of our core values.

• Opportunities to participate in community service initiatives, including Habitat for Humanity.