Senior AML Investigator

This is a fully remote position, open to applicants in United States.

📋 Description

• Conduct investigations on escalated cases arising from transaction monitoring, fraud referrals, market surveillance, and sanctions screening to identify potential money laundering, terrorist financing, fraud, and sanctions evasion.

• Examine funding, withdrawal, and trading behaviors across card, ACH, and stablecoin transactions, including activity linked to associated accounts.

• Draft comprehensive Suspicious Activity Reports (SARs) that comply with regulatory standards and internal policies.

• Record decisions when a SAR is deemed unnecessary.

• Evaluate customer identity and profile details to determine if activities align with the customer's established background and declared intentions.

• Assist with law enforcement inquiries, subpoenas, and 314(a) reviews.

• Conduct quality control assessments of analyst outputs and provide constructive, actionable feedback.

• Aid analysts in navigating complex cases.

• Create job aids and training resources to enhance the quality of the team's output.

⛳️ Requirements

• A minimum of 4 years of practical experience in AML investigations, including the preparation of SARs submitted to FinCEN.

• In-depth understanding of the Bank Secrecy Act, SAR filing requirements, and fundamental AML regulations.

• Proven capability to analyze transaction activities across various payment rails and formulate well-supported conclusions regarding the nature of such activities.

• Excellent written communication skills, particularly in crafting SAR narratives that are precise, organized, and defensible.

• Familiarity with investigative research tools such as CLEAR or LexisNexis, as well as case management systems.

• Demonstrated ability to independently manage a caseload, meet deadlines, and uphold quality amidst high volume.

• Experience with blockchain analytics tools (e.g., Chainalysis, TRM, or Elliptic) and on-chain tracing is a plus.

• Background in an exchange, FCM, broker-dealer, prediction market, or sports betting/gaming operator is advantageous.

• Knowledge of CFTC or NFA regulations, or familiarity with derivatives and event contracts is a plus.

• Experience utilizing AI tools in investigation workflows, or a strong interest in adopting such technologies is a plus.

• CAMS certification or equivalent credentials is a plus.

🏝️ Benefits

• Competitive salary & equity.

• Unlimited PTO.

• Comprehensive Health, Vision, & Dental coverage.

• 401k match.

• Hardware setup includes a new MacBook Pro, large display, & accessories.