Senior Accountant – Fiat & EMI Entities

This is a fully remote position, open to applicants in Europe.

📋 Description

• Manage daily accounting for four fiat entities using Xero, from initial setup to ongoing operations.

• Establish charts of accounts, bank mappings, close calendars, and statutory and tax filing schedules for newly licensed entities.

• Create and execute safeguarding and client-money reconciliations in collaboration with Treasury.

• Prepare inputs for own-funds and capital-adequacy calculations.

• Complete EMI regulatory submissions to national regulators and the FCA from start to finish.

• Conduct month-end closing activities, including bank reports, intercompany transactions, accruals, prepayments, loans, payroll entries, and FX revaluation.

• Document and reconcile significant intercompany transactions with Treasury.

• Assist with transfer pricing documentation.

• Prepare annual accounts for the EU and UK, including VAT and statistical reporting, Companies House and HMRC filings, and year-end inputs for the US and Canada.

• Verify supplier invoices for local tax compliance prior to payment.

• Compile consolidation inputs, audit schedules, and responses to auditor inquiries.

• Generate monthly entity-level management accounts and analyze P&L and balance sheet changes.

• Investigate unusual items prior to close sign-off.

• Develop documented closing procedures and controls for each new entity.

⛳️ Requirements

• Practical accounting experience within a live EMI in the EU or UK.

• Ownership of EMI regulatory returns from start to finish.

• Direct experience performing safeguarding or client-money reconciliations without outsourcing.

• Background in producing own-funds or capital-requirement inputs for an EMI.

• Over 5 years of in-house accounting experience with independent general ledger responsibility and month-end closing.

• Strong knowledge of IFRS; UK GAAP / FRS 102 experience is also acceptable.

• Familiarity with US GAAP simplifications.

• Ability to analyze new transactions, determine accounting treatment, and document decisions.

• Experience in multi-entity, multi-currency accounting environments.

• Proficiency in intercompany reconciliation, FX revaluation, and group consolidation.

• Strong ownership of balance sheet accounts, including reconciliations, aging analysis, investigation of unreconciled items, and balance substantiation.

• Experience reconciling high-volume payment data with bank accounts and the general ledger.

• Background in fintech or payments.

• Comfortable establishing processes from the ground up.

• Fluent in English.

• Hold the right to work and reside in the EU/EEA or the UK.

🏝️ Benefits

• 20 paid working days of annual leave.

• Paid sick leave.

• Health insurance.

• Fully remote work setup.

• Opportunities for professional development.

• Team events.

• English language course.

• Flat organizational structure, quick decision-making, and trust-based work practices.

• Fast and transparent hiring process.