Product Manager, Payments Infrastructure

This is a fully remote position, open to applicants in United States.

📋 Description

• Oversee the technical roadmap for the essential payment processing infrastructure, which encompasses rails, ledger, settlement engine, and currency conversion.

• Take ownership of executing the organization’s strategy for virtual accounts.

• Collaborate with the Payment Experience Product Manager to convert infrastructure capabilities into customer-facing features.

• Assess and prioritize integrations for banking, liquidity, and Stablecoin rails.

• Establish priorities for infrastructure investment to ensure scalability.

• Manage ledger and transaction processing systems that document and reconcile payments.

• Direct settlement logic across banking partners, liquidity providers, and Stablecoin rails such as USDC, USDT, and PYUSD.

• Oversee multi-currency conversion and routing logic, including the optimal rail selection for each transaction.

• Manage the Virtual IBAN infrastructure and other virtual account functionalities.

• Collaborate with engineering on architectural decisions that involve consistency, idempotency, failure handling, and reconciliation.

• Work alongside Treasury on liquidity requirements, funding models, and corridor coverage.

• Coordinate with Compliance to embed regulatory and licensing requirements into infrastructure across various markets.

• Supervise the onboarding roadmap for banking and liquidity partners.

• Define and monitor infrastructure health metrics such as transaction success rate, settlement duration, uptime, reconciliation accuracy, error rates, and incident frequency/severity.

• Collaborate with engineering on capacity planning and incident response.

• Identify and prioritize technical debt that impacts reliability or scalability.

• Document infrastructure capabilities and limitations for Product, Engineering, and GTM teams.

• Maintain an internal knowledge base detailing rail coverage, corridor-specific information, and partner integrations.

• Serve as the technical resource for payments infrastructure capabilities and constraints.

⛳️ Requirements

• A minimum of 5 years of experience in Product roles.

• At least 3 years of experience working with payments infrastructure, rails, ledgers, or core banking/transaction systems within fintech or crypto.

• Strong technical proficiency, encompassing APIs, distributed systems, and data consistency trade-offs.

• Bachelor's or Master's degree in Engineering, Computer Science, Product Management, or a related discipline.

• Proficient in English, both in written and spoken forms.

• Ability to collaborate effectively with cross-functional teams across different time zones.

• Capacity to meet deadlines and deliver results under pressure.

• Experience with Stablecoin or crypto settlement rails is advantageous.

• Familiarity with banking partner integrations, correspondent banking, or cross-border payment rails is a plus.

🏝️ Benefits

• Fully remote work environment.

• Access to learning and development resources, along with support and autonomy.

• Mental health support services.

• Comprehensive health coverage.

• Stock option plan available for all full-time employees.

• Engaging and impactful work.

• A multicultural and collaborative global team environment.