Product Lead – Management Liability

This is a fully remote position, open to applicants in Germany.

📋 Description

• Take the lead in the independent development and ongoing enhancement of Financial Lines insurance products from the initial concept stage to their launch in the market.

• Play a vital role in the creation of policy wordings, coverage concepts, risk questionnaires, pricing strategies, and digital application experiences.

• Collaborate with the Chief Broking Officer and the Product & Placement Strategy team to coordinate and execute the product development roadmap.

• Conduct comprehensive analyses of the Financial Lines insurance market, keeping abreast of regulatory changes, emerging risks, and the competitive environment.

• Continue to advance the VSV offering while refining policy terms, risk assessments, and product comparisons.

• Work with insurance partners to develop contemporary VSV coverage concepts.

• Provide training and facilitate knowledge sharing for broking teams, partner brokers, and insurance partners.

• Identify and implement innovative insurance solutions and new product lines.

• Negotiate policy terms, pricing, and risk assessments with insurers and underwriters independently.

• Identify opportunities for AI applications in product development and management.

• Ensure the technical representation of products on the Finlex platform is maintained and updated regularly.

• Design and develop streamlined digital application journeys in collaboration with the Broking and Platform teams.

• Prepare and present complex product topics through various training formats, including sessions, seminars, and webinars.

• Represent product expertise at relevant industry forums.

• Report directly to the Chief Broking Officer while closely collaborating with the Head of Broking Management Liability.

⛳️ Requirements

• Several years of experience in developing and negotiating insurance products and policy terms, especially in D&O, legal expenses insurance, or VSV.

• Preferred in-depth knowledge of fidelity guarantee insurance (VSV).

• A university degree in business or law, completion of vocational training in insurance, or an equivalent qualification.

• Capability to independently develop solutions and make informed technical decisions.

• Strong analytical and strategic thinking abilities combined with a structured and precise approach to work.

• An entrepreneurial mindset with the capacity to turn new insurance solutions into market-viable products.

• Excellent negotiation and communication skills.

• Proficient in clearly conveying complex technical issues both verbally and in writing in German and English.

• A keen interest in digital platforms and a commitment to evolving product development and work processes in alignment with an AI-native strategy.

• Some practical experience with AI-driven analysis and automation would be advantageous.

• A passion for cross-functional collaboration and a scale-up culture.

🏝️ Benefits

• Competitive salary package, typically including a permanent employment contract.

• Employer-sponsored pension plan.

• 30 days of annual leave.

• Two additional days off for Christmas Eve (December 24) and New Year’s Eve (December 31).

• Flexible working arrangements, whether from the office, home, or remotely.

• Flexible working hours tailored to your individual needs.

• Annual budget allocated for professional development.

• A variety of customized training and development opportunities.

• High-quality equipment provided for the office, home office, and on-the-go work.

• One-time budget for setting up your personal home office.

• Modern, ergonomically designed workspaces in Frankfurt am Main, Berlin, Maxdorf, Düsseldorf, Essen, and Vienna.

• Access to hot and cold beverages, fruit, and snacks in the offices.

• Pluxee card with a monthly allowance.

• Monthly subsidies for Lease a Bike.

• Attractive employee discounts via Corporate Benefits.

• Regular social gatherings and team events.