Principal, Pricing Intelligence

This is a fully remote position, open to applicants in United States, +40 more locations.

📋 Description

• Take ownership of Kin's AI-driven pricing strategy from start to finish.

• Develop tools that transform rate filings, competitor submissions, and internal rating logic into actionable and auditable rating engines.

• Create AI-enhanced pricing infrastructure for rate-filing transcription, deterministic validation, quote tracing, book re-rating, and source-level provenance.

• Integrate AI into rate reviews, segmentation, filings, and portfolio monitoring processes.

• Convert portfolio, market, and climate-risk indicators into pricing decisions regarding rate adequacy, risk appetite, eligibility, targeted growth, and remediation.

• Research, prototype, and expand AI applications across underwriting, product development, and operations.

• Provide clear and justifiable analyses and recommendations to the Chief Insurance Officer, Chief Analytics Officer, and CEO.

• Facilitate collaboration with actuarial, underwriting, product, and data engineering teams to advance initiatives from concept to implementation.

• Deliver at least one AI-assisted pricing tool that is adopted by the pricing and risk management team.

• Establish a prioritized roadmap of AI applications across pricing and related functions.

⛳️ Requirements

• FCAS or equivalent expertise in Property & Casualty actuarial pricing.

• Over 10 years of experience in primary insurance.

• Strong preference for experience in homeowners insurance.

• Proficiency in Python and SQL.

• Practical experience with cloud data platforms such as Databricks or Snowflake.

• Experience in leading discovery efforts with internal users, mapping workflows, pinpointing costly manual processes, and validating solutions prior to scaling.

• Proven track record in designing AI systems for regulated environments, including human-in-the-loop review, evaluation and accuracy testing, audit trails, and model governance compliant with regulatory standards.

• Ability to clearly communicate technical trade-offs and recommendations to a C-suite audience.

• Comfort in navigating ambiguity and transitioning from concept to production without a predefined guide.

• Capability to mentor analysts and set standards for AI integration.

• Experience with open-source insurance tools or auditable rating engines is an asset.

• Bonus points for reinsurance experience or exposure to catastrophe modeling for wind, wildfire, or severe convective storm risks.

• Experience in constructing executive dashboards that integrate carrier performance, benchmarks, and third-party data is a plus.

• Must be eligible to live and work full-time in one of the designated U.S. states or Ontario for remote technical roles located in Canada.

🏝️ Benefits

• Company equity through Restricted Stock Units (RSUs).

• Annual additional compensation through the Kin Leadership Incentive Plan.

• 401(k) plan with a company match of up to 4% of eligible earnings.

• Various medical plan options available.

• Dental and vision insurance coverage.

• Contributions to a company-funded Health Savings Account (HSA).

• Company-paid life insurance and short-term disability coverage.

• Employee referral bonuses.

• Supplemental long-term disability, critical illness, accident, legal, and pet insurance.

• Mental health support and confidential counseling resources.

• Flexible paid time off (PTO) for exempt employees (most employees take 15–20 days per year).

• Eight observed holidays by the company.

• Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents.

• Opportunities for career mobility and internal growth.

• Professional development budgets for certifications, conferences, and learning, subject to management approval.

• Remote-first work culture.

• Offices located in Chicago and St. Petersburg for collaboration.