Part-Time Benefits Consultant

This is a fully remote position, open to applicants in United States.

📋 Description

• Oversee the daily management of medical, dental, vision, life, disability, voluntary, FSA/HSA, and COBRA programs for various client groups.

• Spearhead the annual open enrollment process, encompassing strategy development, communication, system configuration, employee education, and follow-up audits.

• Handle new hire enrollments, qualifying life events, and terminations.

• Collaborate with carriers, payroll departments, and HRIS systems.

• Reconcile invoices from carriers and address issues related to eligibility, billing, and claims.

• Keep plan documents, SPDs, SBCs, and necessary compliance notifications up-to-date.

• Manage 401(k) enrollments, contribution alterations, loans, distributions, and rollovers.

• Oversee payroll-to-recordkeeper data transfers and reconcile contributions.

• Assist with plan audits, year-end compliance testing, Form 5500 submissions, and participant disclosures.

• Collaborate with plan advisors and recordkeepers regarding plan design modifications, fund evaluations, and fiduciary best practices.

• Maintain a solid understanding of ERISA, ACA, HIPAA, COBRA, IRS Section 125, and state-specific benefits regulations.

• Handle necessary reporting and notifications, including 1094/1095 forms, Medicare Part D Creditable Coverage notices, and Summary Annual Reports.

• Identify compliance risks and work closely with internal subject matter experts and external legal counsel.

• Act as the primary day-to-day benefits contact for designated client accounts.

• Cultivate relationships with carriers, brokers, third-party administrators, and recordkeepers.

• Assist with renewals and requests for proposals (RFPs) while analyzing utilization, costs, and benchmarking data.

• Create and present benefits communications, enrollment guides, and educational sessions.

• Address employee inquiries and simplify complex plan language into clear terms.

⛳️ Requirements

• A minimum of 5 years of progressive experience in benefits administration.

• At least 2 years of experience in a brokerage, benefits consulting firm, or PEO/HR outsourcing environment.

• Practical experience managing health & welfare and 401(k) plans for small and mid-sized organizations.

• Proven track record in a client-facing, consulting, or multi-client HR support setting.

• Familiarity with major HRIS and payroll systems, including Paycom, Gusto, Paylocity, or BambooHR.

• Knowledge of 401(k) recordkeeping systems, such as Guideline, Vestwell, Empower, or Fidelity.

• Strong comprehension of federal and multi-state benefits compliance regulations.

• Exceptional written and verbal communication skills, with confidence in presenting to both employees and management.

• Previous experience in a fully remote position.

• Commitment to making RCR the candidate's primary focus rather than a secondary engagement alongside other employment or an independent consulting practice.

• Preferred: CEBS, GBA, RPA, PHR/SPHR, or SHRM-CP/SCP certification.

• Preferred: Experience managing multiple client accounts concurrently.

🏝️ Benefits

• Paid time off (PTO)

• Paid holidays

• Support for professional development

• 401(k) matching

• Fully remote work setup

• Flexible scheduling outside core hours (11:00 a.m.–4:00 p.m. Eastern)

• Opportunity to take on additional hours during peak client needs.