Parabroker – Mortgage Credit Officer

This is a fully remote position, open to applicants in Philippines.

📋 Description

• Oversee the entire loan application process from initial evaluation and submission to approval and final settlement.

• Take ownership of the loan pipeline by monitoring outstanding requirements, conditions, documentation, and deadlines.

• Evaluate applications and accompanying documents for completeness, accuracy, serviceability, borrowing capacity, and potential credit concerns.

• Provide support for commercial lending related to commercial property, acquisitions, development, asset finance, and working capital.

• Analyze company/trust financial statements, tax returns, and business information.

• Coordinate with clients, lenders, BDMs, brokers, solicitors, and other involved parties.

• Deliver clear updates and proactively address any issues that arise.

• Maintain precise CRM and loan records, including application status, documentation, communications, tasks, and follow-ups.

• Evaluate and troubleshoot lending scenarios utilizing sound credit principles.

• Investigate lender policies and lending options, assisting in the structuring of applications.

• Contribute to the ongoing enhancement of loan processing workflows, systems, and procedures.

• Collaborate closely with the business owner to ensure the loan pipeline progresses smoothly and to identify potential issues early.

⛳️ Requirements

• Candidate must be based in the Philippines.

• At least 3 years of relevant experience as a Credit Officer, Parabroker, Mortgage Broker support, Loan Processor, or a similar lending position.

• Strong understanding of the Australian lending landscape.

• Proven experience in managing loan applications from submission through to settlement.

• Excellent written and verbal English communication skills.

• Comfort in engaging with clients and handling discussions related to lending.

• Experience in servicing calculations and initial credit assessment.

• High attention to detail while maintaining an understanding of the broader context.

• Effective problem-solving abilities and commercial judgment.

• Capability to work within a dynamic team environment.

• Experience in commercial lending is a plus.

• Background in commercial property, business lending, or development finance is advantageous.

• Familiarity with Australian tax returns and financial statements is a plus.

• Must disclose any existing ongoing roles or client work.

• Must reflect this engagement on LinkedIn as “Independent Contractor.”

🏝️ Benefits

• 100% remote work from the comfort of your home.

• Flexibility in managing your time as an independent contractor.

• Alignment with Australian business hours for collaboration (approximately 9 AM–5 PM, Monday to Friday).