Mortgage Loan Originator

This is a fully remote position, open to applicants in Texas.

📋 Description

• Generate residential mortgage loans in alignment with company policies and lending regulations.

• Conduct interviews with borrowers to collect financial data and evaluate their eligibility.

• Review financial documentation from applicants to identify suitable loan programs.

• Inform clients about the available loan products, terms, and processes.

• Submit comprehensive loan applications to the processing team for approval and underwriting.

• Keep precise records in the loan origination system.

• Ensure prompt follow-up with clients, processors, and underwriters.

• Work in conjunction with internal departments to facilitate seamless loan closings.

• Achieve defined productivity and quality benchmarks.

• Stay updated on current lending policies, compliance standards, and industry developments.

• Assist in loan production efforts within the branch without direct supervisory oversight.

⛳️ Requirements

• High school diploma or equivalent qualification.

• Valid NMLS license as mandated by state and federal regulations.

• Prior experience in mortgage lending or financial services is preferred.

• Excellent interpersonal and communication skills.

• Capability to handle multiple tasks and prioritize effectively in a dynamic environment.

• Knowledge of loan origination systems and proficiency in Microsoft Office tools.

• Must fulfill Outside Sales Exemption criteria as per the FLSA and relevant state regulations.

• A significant amount of time should be dedicated to conducting sales activities away from the employer’s premises.

🏝️ Benefits

• Commission-only pay structure.

• Possible overrides on qualified loans originated by other Mortgage Loan Originators.