Mortgage Loan Originator

This is a fully remote position, open to applicants in Texas.

📋 Description

• Initiate residential mortgage loans in line with company policies and lending regulations

• Conduct interviews with borrowers to collect financial information and evaluate eligibility

• Analyze financial documents of applicants to identify suitable loan programs

• Inform clients about loan products, terms, and processes

• Submit comprehensive loan applications for processing, approval, and underwriting

• Keep accurate records in the loan origination system

• Follow up with clients, processors, and underwriters

• Work collaboratively with internal departments to facilitate smooth loan closings

• Achieve set productivity and quality targets

• Stay updated on lending policies, compliance standards, and industry developments

• Assist in loan production efforts within the branch without direct supervisory duties

⛳️ Requirements

• High school diploma or equivalent; college coursework or degree preferred

• Valid NMLS license as mandated by state and federal laws

• Prior experience in mortgage lending or financial services is preferred

• Excellent interpersonal and communication abilities

• Capability to manage multiple tasks and prioritize them in a fast-paced setting

• Knowledge of loan origination systems and proficiency in Microsoft Office tools

• Must fulfill Outside Sales Exemption criteria according to the FLSA and relevant state regulations

• A considerable amount of work time must be dedicated to sales activities away from the employer’s business location

🏝️ Benefits

• Commission-only compensation

• Potential overrides on qualifying loans originated by other Mortgage Loan Originators

• Equal Opportunity Employer