Loan Review Advisor

This is a fully remote position, open to applicants in Texas.

📋 Description

• Assist the U.S. Small Business Administration Office of Credit Risk Management by evaluating 7(a) and 504 loan documentation.

• Conduct thorough assessments across origination, servicing, liquidation, and specific partial review areas.

• Evaluate adherence to SBA Loan Program Requirements, including 13 CFR Part 120 and relevant SBA SOPs.

• Examine loan documents and information from SBA data systems.

• Identify both correctable and uncorrectable exceptions, compliance issues, deficiencies, and potential risks.

• Record findings in organized work papers and loan file review reports.

• Collaborate directly with SBA Lenders, under SBA guidance, to clarify documentation and address preliminary deficiencies when possible.

• Draft written summaries and reports detailing the condition, criteria, cause, effect, and recommended corrective actions.

• Utilize a secure web-based virtual data warehouse and workflow tracking system to oversee reviews and manage work papers.

• Ensure status reporting and compliance with quality, timeliness, documentation, and data security standards.

• Safeguard Personally Identifiable Information (PII) and confidential business data.

• Provide support for both onsite and remote reviews.

• Engage in quality assurance activities.

• Assist in generating weekly, monthly, and ad-hoc reports for the SBA.

⛳️ Requirements

• U.S. Citizenship is required.

• Capability to secure and maintain a federal Public Trust.

• Bachelor's degree along with a minimum of four (4) years of recent experience in working with SBA 7(a) and/or 504 loans; relevant experience can replace formal education or advanced degree.

• Proven experience in reviewing loan files for compliance, risk assessment, and adherence to regulatory and program standards.

• Solid understanding of SBA Loan Program Requirements, including 13 CFR Parts 103 and 120 and SBA SOPs related to origination, servicing, liquidation, and lender oversight.

• Excellent analytical skills with the ability to identify, document, and articulate loan file deficiencies and associated risks.

• Experience in preparing comprehensive work papers, loan file review reports, and written summaries that support defensible conclusions.

• Proficient communication skills to effectively interact with SBA personnel and lenders.

• Meticulous attention to detail, strong organizational abilities, and capability to manage multiple file reviews concurrently while meeting deadlines.

• Proficiency in document management systems, workflow tracking tools, and Microsoft Office applications (Excel, Word, PowerPoint).

• Direct experience in supporting SBA Office of Credit Risk Management (OCRM) oversight activities is a plus.

• Experience in conducting servicing or liquidation reviews, including eligibility and disbursement testing, is advantageous.

• Familiarity with quality assurance reviews, forensic reviews, or assessments related to fraud, waste, and abuse is a plus.

• Experience with virtual data warehouses, CRM systems, or management workflow systems is desirable.

• Background in supporting federal financial regulatory or oversight programs beyond the SBA is beneficial.

• Willingness and capability to conduct limited onsite reviews at SBA headquarters, field offices, or lender locations as needed.

• Ability to review loan files containing documentation in Spanish is a plus.

🏝️ Benefits

• Medical, Rx, Dental & Vision Insurance.

• Personal and Family Sick Time & Company Paid Holidays.

• Position may qualify for a discretionary variable incentive bonus.

• Parental Leave.

• 401(k) Retirement Plan.

• Basic Life & Supplemental Life Insurance.

• Health Savings Account, Dental/Vision & Dependent Care Flexible Spending Accounts.

• Short-Term & Long-Term Disability Insurance.

• Tuition Reimbursement, Personal Development & Learning Opportunities.

• Skills Development & Certifications.

• Employee Referral Program.

• Corporate Sponsored Events & Community Outreach.

• Emergency Back-Up Childcare Program.

• Flexible benefits package.

• Flexible work arrangements, including remote location options.

• Up to 10% travel.