Life Underwriting Specialist

This is a fully remote position, open to applicants in Wisconsin.

📋 Description

• Establish and nurture relationships with Financial Advisors and internal stakeholders.

• Acquire skills to evaluate Life insurance policies while achieving quality, service, and production targets.

• Offer guidance and support related to case underwriting and risk assessment.

• Address prescreen inquiries with appropriate guidance.

• Analyze and evaluate insurance applications; approve, classify, or decline applications with supervision.

• Review applications and comply with underwriting standards, Northwestern Mutual product categories, and updates.

• Cultivate and exhibit adaptability to change while upholding mortality and morbidity expectations.

• Gain insights into financial, medical, and lay underwriting evaluations and reinsurance programs.

• Underwrite applications and extend the most favorable offers.

• Oversee cases and requirements, delivering personalized service with guidance.

• Communicate and negotiate with field partners regarding adjusted or declined decisions and policy placements.

• Gather necessary information through online searches, digital health data, direct contact with insured individuals, and third-party advisors.

• Follow procedures and adhere to regulatory requirements.

• Achieve quality, service, and production objectives.

• Address issues and escalations with appropriate guidance.

• Consult with peer reviewers, medical personnel, and technical staff as required.

• Collaborate with Underwriting Support for effective case management.

• Potentially act as an underwriting representative for enhancements in product processes.

⛳️ Requirements

• Preferred Bachelor's degree or an equivalent combination of education and experience.

• Strong analytical skills with the capacity to make independent decisions and apply sound judgment in rule application.

• Exceptional written and verbal communication skills, capable of handling confidential information with tact, diplomacy, and ingenuity.

• Proficient in computer skills and adept at utilizing various software applications.

• Ability to work accurately while maintaining efficiency and adaptability in both team and independent settings.

• Highly organized with the capability to set priorities and meet deadlines.

• Competence in managing multiple tasks and adapting to a dynamic work environment.

• Must successfully complete and pass any mandatory testing.

🏝️ Benefits

• Competitive salary and performance-driven incentives.

• Comprehensive health and wellness programs.

• Opportunities for professional development and advancement.

• Flexible work arrangements to support work-life balance.