Disability Income Underwriting Specialist

This is a fully remote position, open to applicants in Wisconsin.

📋 Description

• Establish strong relationships with financial advisors, clients, and internal business partners to facilitate the insurance application process.

• Interact with customers and financial professionals to address inquiries, provide updates, and ensure a seamless application experience.

• Offer guidance to financial advisors regarding insurance applications, coverage considerations, and necessary application requirements.

• Evaluate preliminary inquiries and available information to determine potential eligibility and identify any additional information required.

• Work collaboratively with internal teams and external partners to gather necessary information, resolve issues, and support timely decision-making.

• Assess insurance applications and customer information to determine eligibility and available coverage options.

• Analyze financial, health, and occupational data in accordance with company guidelines and training.

• Oversee applications throughout the review process, collect information, and track outstanding requirements.

• Clarify underwriting decisions and respond to questions from financial advisors and business partners.

• Collaborate with medical, technical, and operational teams to ensure accurate and timely decisions.

• Utilize diverse information sources to evaluate applications and provide informed recommendations.

• Ensure adherence to company policies, regulatory standards, and quality benchmarks.

• Achieve productivity and quality targets, support process enhancements, and address issues effectively.

⛳️ Requirements

• A bachelor's degree is preferred, or an equivalent combination of education and experience.

• Strong analytical skills with the ability to make independent decisions and apply sound judgment in the interpretation of rules.

• Exceptional written and verbal communication skills, capable of handling confidential information with tact, diplomacy, and resourcefulness.

• Proficiency in computer skills and familiarity with various software applications.

• Ability to work accurately while balancing speed and flexibility in both team-based and independent production settings.

• Highly organized, with the capability to set priorities and meet deadlines.

• Ability to handle multiple tasks and adapt to a dynamic work environment.

• Comfortable making timely and well-reasoned underwriting decisions, even when information is incomplete, complex, or subject to interpretation.

• Ability to connect various data points, think critically through ambiguous situations, and resolve complex problems swiftly.

• Demonstrates accountability by seeking guidance when necessary while confidently making and owning final decisions.

• Candidates must successfully complete and pass any required assessments.

🏝️ Benefits

• Competitive salary and comprehensive benefits package.

• Opportunities for professional development and career advancement.

• Collaborative and supportive work environment.

• Work-life balance initiatives and flexible scheduling options.