Lead Compliance Analyst

This is a fully remote position, open to applicants in Canada.

📋 Description

• Develop and maintain the regulatory inventory across various products and jurisdictions.

• Create the policy framework and draft or update essential policies and procedures.

• Conduct compliance risk assessments for Payments, Payroll, Invoicing, Accounting, Advisors, and Partnerships.

• Assist in issue management and track remediation efforts.

• Manage the regulatory change process for the USA and Canada.

• Keep the registration and licensing calendar updated.

• Implement the tiered product compliance review process.

• Collaborate with Product, Engineering, Legal, and Risk teams during the design phase.

• Assess high-risk launches, including payment flows, onboarding modifications, data sharing, and new jurisdictions.

• Apply the Product Compliance Evidence Standard and ensure audit-ready launch trails are maintained.

• Evaluate marketing claims and customer communications.

• Establish compliance oversight for key processors and partners.

• Supervise partner due diligence and maintain the data-sharing register.

• Coordinate audits, attestations, and inquiries with card networks, processors, and partners.

• Generate leadership reports, including scorecards, KPIs, open issues, and emerging risks.

• Identify opportunities for automation in manual tasks and develop lightweight tools, including AI support.

⛳️ Requirements

• 6+ years of experience in regulatory or product compliance within a fintech, payments company, PSP, bank, or another regulated financial services institution.

• Practical experience in developing a compliance program component from the ground up: policies, risk assessment, regulatory inventory, issue management, or similar.

• Solid understanding of payments regulation and card network rules.

• Familiarity with at least one of the following: US money movement (NACHA/ACH, Reg E, UDAAP) or Canadian payments (RPAA, FINTRAC, PIPEDA).

• Experience working closely with product and engineering teams, reviewing features prior to launch.

• Clear and concise writing ability; capacity to translate regulations into engineer-buildable requirements.

• Comfort in navigating ambiguity and changing priorities in an integration environment.

• Experience with both US and Canadian regulatory frameworks.

• Background in privacy programs (PIPEDA, Quebec Law 25, CCPA) or exposure to PCI DSS, SOX, or HIPAA controls.

• Experience in payroll, tax, or small-business fintech.

• Experience overseeing partners or processors, network attestations, or regulatory examinations.

• Experience in people leadership or formal mentoring.

• Training in CRCM, CAMS, CAMLO, or similar credentials.

🏝️ Benefits

• An inclusive and accessible candidate experience.

• Recruitment accommodations available.

• Confidential AI-assisted interview note-taking.