Fraud Analyst

This is a fully remote position, open to applicants in Arizona, +5 more states.

📋 Description

• Analyze extensive and intricate datasets to derive insights regarding credit performance, fraud trends, and portfolio risk through descriptive, predictive, and prescriptive analytics.

• Assist in the development and oversight of fraud detection models, rules, thresholds, and segmentation strategies.

• Create and present fraud and risk reports, encompassing KPIs/KRIs, fraud losses, alert volumes, investigation results, SAR referral indicators, and metrics of operational effectiveness.

• Convert complex data into actionable insights suitable for executive-level presentation.

• Collaborate cross-functionally with teams in Fraud, BSA/AML Operations, Compliance, Risk, Product, and Technology.

• Identify weaknesses in fraud controls, breakdowns in alerting or investigation processes, and opportunities for enhancing detection, escalation, and resolution outcomes.

• Evaluate fraud alert and case lifecycle data to uncover process inefficiencies, quality concerns, and chances for automation or control improvements.

• Undertake additional responsibilities as assigned.

⛳️ Requirements

• A bachelor's degree or equivalent education and work experience; a master's degree is preferred.

• At least 8 years of relevant experience with a bachelor's degree or equivalent.

• Preferred experience in data analysis within the financial services sector, fraud risk management, payments, or related fields.

• Capability to manage large data volumes and extract actionable insights.

• Strong analytical and problem-solving abilities.

• Solid business understanding.

• Excellent written and verbal communication skills with the ability to convey complex insights to diverse audiences.

• Experience in the consumer credit sector is advantageous.

• Strong preference for experience with fraud analytics, fraud reporting, payments data, or financial crime data.

• Foundational knowledge of fraud typologies, including account takeover, first-party fraud, and transaction fraud.

• Preferred experience working with fraud KPIs/KRIs, operational metrics, and regulatory or audit-driven reporting environments.

• Familiarity with fraud detection systems, alert/case management tools, or transaction monitoring platforms is a plus.

• Ability to excel in a dynamic startup environment.

🏝️ Benefits

• Annual performance-based incentive opportunity.

• Health insurance.

• 401(k) retirement benefits.

• Life insurance.

• Disability benefits.

• Paid time off.

• Comprehensive benefits package for eligible employees.