Fraud Analyst

This is a fully remote position, open to applicants in Europe.

📋 Description

• Take complete responsibility for fraud detection and prevention for one of Eneba’s offerings.

• Analyze extensive datasets utilizing SQL to uncover fraud patterns, anomalies, and new attack strategies.

• Design, develop, and refine dynamic fraud risk rules that can scale with the business.

• Manage and continuously enhance False Positive Rates while balancing fraud prevention with conversion and customer satisfaction.

• Oversee 3DS decision-making and optimization across various countries, determining when and how additional authentication should be initiated.

• Analyze conversion, rejection, and verification drop-off rates, suggesting data-driven enhancements.

• Create and maintain fraud detection logic, alerts, and workflows utilized by Fraud Specialists.

• Collaborate with Product, Payments, Data, and Engineering teams to enhance fraud and verification systems.

• Monitor and report on fraud trends, sharing insights and recommendations.

• Assume accountability for decisions, learn from results, and iterate swiftly.

⛳️ Requirements

• Demonstrated experience in fraud analysis, payments risk, or risk management, with clear accountability for outcomes.

• Proficient in SQL with hands-on experience managing large datasets; SQL expertise is essential.

• Experience in writing and maintaining dynamic fraud risk rules.

• Strong communication skills, able to convey complex topics in straightforward terms for various stakeholder groups.

• In-depth, practical understanding of 3DS and authentication strategies across different countries and regions.

• Comprehensive knowledge of fraud patterns, user behaviors, payment-related risks, and KRIs.

• Confidence in making data-driven decisions and owning their consequences.

• Excellent problem-solving and critical-thinking abilities.

• Full professional proficiency in English.

• Python experience is preferred but not mandatory.

• Experience with fintechs, payment processors, or rapidly growing product companies is preferred but not mandatory.

• Familiarity with Forter, nSure, or justt.Ai is preferred but not mandatory.

• Exposure to PSD2, SCA, TRA, and liability shift concepts is preferred but not mandatory.

• Experience in international, multi-market environments is preferred but not mandatory.

🏝️ Benefits

• Opportunity to participate in Eneba’s Employee Stock Options program.

• Chance to contribute to the scaling of a unique product.

• Various bonus systems: performance-based, referral bonuses, additional paid leave, and personal learning budget.

• Paid volunteering opportunities.

• Work location of your choice: office, remote, with the option to work and travel.

• Personal and professional growth supported by clearly defined feedback and promotion processes.