Financial Crime Analyst, AML & KYC

This is a fully remote position, open to applicants in United States.

📋 Description

• Conduct thorough financial-crime and KYC analyst case exercises using mock files.

• Generate analyst deliverables evaluated against a defined rubric.

• Evaluate transaction-monitoring alerts utilizing alert packets, KYC/CDD profiles, and transaction histories.

• Record alert outcomes and draft SAR narratives as necessary.

• Analyze client onboarding and KYC packets for accuracy and identify discrepancies across documents.

• Create lists for remediation.

• Address complex beneficial ownership structures using 10%/25% UBO thresholds.

• Assess sanctions and adverse-media alerts and classify them as true matches, false positives, or escalations, providing rationales.

• Manage supervisory alert queues.

• Review and adjudicate card fraud cases and disputes.

• Evaluate flagged communications against trade records.

• Complete a timed assessment involving mock alerts, KYC discrepancies, remediation, and sanctions-hit adjudication.

• Participate in projects aimed at training and improving AI systems.

⛳️ Requirements

• Minimum of 3 years of direct experience in AML/financial-crime, KYC/CDD, sanctions screening, fraud/disputes, or transaction surveillance.

• Experience working in a bank, fintech, payments company, or money service business (MSB).

• Familiarity with FinCEN, FATF, and OFAC regulations.

• Understanding of SAR/CDD documentation standards.

• Ability to provide clear, defensible written rationales.

• Must reside in the United States.

• Must operate as an independent contractor.

• Cannot support H1-B or STEM OPT candidates.

• CAMS/ACAMS or CFE certification preferred.

• Experience in enhanced due diligence or entity unwinding preferred.

• Proficiency in SQL or transaction analytics preferred.

• Background in fintech or payments preferred.

🏝️ Benefits

• Fully remote work environment.

• Flexible scheduling; complete work at your convenience.

• Weekly payments through Stripe or Wise.

• Competitive compensation.

• Opportunity to collaborate with leading researchers in the field.

• Chance to influence the development of next-generation AI systems.

• Referral bonus of up to $400 for each successful referral.

• Reasonable accommodations available upon request.