Credit Analyst, Parabroker

This is a fully remote position, open to applicants in Philippines.

📋 Description

• Oversee the complete process of mortgage application preparation, including the organization of supporting documents through to lodgement, utilizing BrokerEngine and ApplyOnline, fulfilling requirements and objectives, selecting products/lenders, and identifying any outstanding client needs.

• Evaluate PAYG and self-employed income, which encompasses employment type, deductions, HELP repayments, year-to-date earnings, base/non-base income, overtime, commissions, bonuses, tax returns, and Notices of Assessment (NOAs).

• Conduct Quickli servicing assessments and accurately compute LVR, LMI, deposits, and overall servicing requirements.

• Review lender policies and servicing options, including alternative self-employed income policies as well as First Home Buyer schemes and benefits.

• Request property valuations and ascertain appropriate valuation requirements based on LVR and lender criteria.

• Handle interest rate reviews and lender pricing inquiries.

• Assess living expenses utilizing bank statement platforms, including Frollo Open Banking.

• Ensure that applications fulfill lender and compliance standards, including necessary supporting documentation, while maintaining high file quality and reducing Material Inaccuracies Reports (MIRs).

• Utilize BrokerEngine, FLEX, Quickli, ApplyOnline, and digital signing platforms to manage and advance applications effectively.

• Communicate clearly and professionally with brokers, clients, and stakeholders through phone, email, and WhatsApp.

• Adapt to changing processes and procedures while leveraging AI tools like ChatGPT, Claude, and Gemini to enhance efficiency in daily tasks.

⛳️ Requirements

• At least 3 years of experience in Australian mortgage broking.

• Strong practical experience with AFG BrokerEngine and FLEX, requiring minimal training.

• Proficient in ApplyOnline and Quickli.

• Solid understanding of Australian residential lending, lender policies, servicing, and compliance.

• Exceptional numerical skills and attention to detail.

• Fluent in English communication across reading, writing, and speaking.

• Familiarity with digital signing platforms such as Adobe Sign, Dropbox Sign, or DocuSign.

• Capability to work independently, learn rapidly, and adapt to evolving processes.

🏝️ Benefits

• Full time / Remote - Work From Home

• Australian Business Hours - Day shift

• Competitive salary