Corporate Counsel – Underwriting & Product Management

This is a fully remote position, open to applicants in United States.

📋 Description

• Act as a reliable legal advisor to business executives regarding commercial insurance product development, underwriting strategies, insurance regulatory issues, and compliance initiatives.

• Review and create insurance policy wording, coverage enhancements, and manuscript endorsements across various commercial insurance lines.

• Collaborate with underwriting and product development teams to conceptualize, revise, and introduce insurance products.

• Analyze and disseminate information regarding developments in the insurance industry, department of insurance bulletins, legislation, and guidance from regulatory or industry authorities.

• Offer practical, risk-based legal counsel that balances compliance, business goals, operational efficiency, and customer requirements.

• Monitor and evaluate underwriting operations to ensure regulatory compliance.

• Review, modify, and assess underwriting compliance programs.

• Assist in the implementation and communication of operational and product changes mandated by regulators and industry standards.

• Create and conduct internal training on insurance compliance obligations.

• Investigate and reply to internal inquiries regarding insurance regulations, legislation, department policies, deregulation, cancellations, nonrenewals, and compliance issues.

• Review and sanction product, coverage, and underwriting marketing materials prior to distribution.

• Provide a thorough legal review of underwriting guidelines.

• Collaborate with agency distribution and business teams on compliance for producers, agencies, and distribution channels.

• Review, execute, and communicate corporate regulatory policies and procedures.

• Support corporate governance, Enterprise Risk Management, internal audits, market conduct examinations, financial examinations, and other regulatory assessments.

• Carry out additional duties as assigned.

⛳️ Requirements

• Juris Doctor degree from an accredited law school is required.

• Active bar admission in any U.S. state is mandatory.

• At least five (5) years of pertinent legal experience in insurance regulatory compliance, product development, underwriting, or commercial insurance coverage issues.

• Extensive understanding of property and casualty insurance products and the legal, regulatory, and compliance frameworks that govern insurance operations.

• In-house experience with a commercial lines insurance provider is strongly preferred but not essential.

• Excellent relationship-building, communication, and collaboration abilities.

• Capacity to manage multiple priorities and work efficiently under pressure.

• Strong analytical and problem-solving capabilities, sound judgment, adaptability, and the ability to make effective decisions in complex or uncertain situations.

• Self-motivated and solution-focused with strong business acumen and the ability to work collaboratively across functions.

• Exceptional attention to detail and organizational skills.

• Ability to prioritize and complete projects with tight deadlines.

• Mature legal judgment and the ability to influence and establish effective relationships with both internal and external colleagues.

• Ability to articulate complex and/or sensitive information clearly and simply.

• Commitment to teamwork and contributing to a high-performing, highly engaged team culture.

• Proficiency in legal, underwriting, and insurance administration systems, including Guidewire, ImageRight, and related business applications.

• Availability for occasional business travel, estimated to be 5% of the time or less.

🏝️ Benefits

• Annual incentive compensation.

• Comprehensive medical, dental, vision, and life insurance.

• Coverage for accident, critical illness, and short-term disability insurance.

• Retirement plans featuring employer contributions.

• Generous time-off program.

• Programs aimed at supporting employee well-being and financial stability.

• Remote work arrangement available.

• Opportunity for a hybrid work arrangement if residing near a regional office.