Compliance Regulatory Specialist

This is a fully remote position, open to applicants in Brazil.

📋 Description

• Evaluate BCB, CMN, and other relevant regulations to determine their effects on the company's products, processes, controls, and operations.

• Take full ownership of regulatory compliance assessments from initial interpretation and impact evaluation to implementation tracking and effectiveness verification.

• Offer regulatory compliance guidance for new products, projects, processes, and business initiatives.

• Conduct compliance evaluations and adherence testing, reviewing evidence, identifying regulatory gaps, and suggesting remediation measures.

• Oversee the implementation of regulatory mandates and track action plans with the respective business areas.

• Assist in regulatory monitoring activities, including assessment, classification, and communication of new or modified requirements to affected stakeholders.

• Review and enhance Compliance policies, procedures, controls, and regulatory governance frameworks.

• Support regulatory inspections, requests, audits, findings, and remediation plans, including collaboration with internal and external stakeholders.

• Collaborate closely with Product, Operations, Finance, Legal, Risk, Technology, and other teams to convert regulatory requirements into actionable business and control solutions.

• Contribute to Compliance reporting, regulatory risk visibility, and ongoing enhancement of the Compliance Program's effectiveness.

• Provide technical support to other Compliance team members as needed, fostering knowledge sharing and consistency in regulatory assessments.

• Manage multiple regulatory issues concurrently, prioritizing tasks based on regulatory risk, significance, deadlines, and potential exposure.

⛳️ Requirements

• Bachelor's degree in Law, Business Administration, Economics, Accounting, or a related discipline.

• Significant experience in Regulatory Compliance within financial institutions, payment providers, fintechs, or other entities operating in regulated financial sectors.

• Direct experience in institutions that are regulated or supervised by the Central Bank of Brazil is strongly preferred.

• Comprehensive knowledge of BCB and CMN regulatory frameworks relevant to financial institutions and/or payment providers.

• Demonstrated ability to interpret regulations and convert regulatory requirements into actionable business, process, and control specifications.

• Experience in regulatory assessments, compliance evaluations, adherence testing, action-plan follow-up, and/or regulatory remediation.

• Familiarity with regulatory requirements concerning payment accounts, Pix, cards, credit, investments, and/or other financial products is advantageous.

• Capability to independently manage complex regulatory issues from assessment to implementation tracking and effectiveness validation.

• Proficiency in handling multiple regulatory matters, prioritizing based on regulatory risk and significance, and functioning effectively in a rapidly evolving regulatory and business landscape.

• Strong interpersonal skills to engage effectively with senior stakeholders and multidisciplinary teams.

• Excellent analytical, written communication, and advisory abilities.

• Exhibits strong ownership and technical independence.

• Clearly and pragmatically communicates complex regulatory issues.

• Merges regulatory diligence with a practical understanding of business, product, and operational realities.

• Engages in constructive challenge and exercises sound judgment.

• Influences stakeholders effectively without relying on formal authority.

• Collaborates effectively across business and technical teams.

• Demonstrates robust organizational and prioritization skills in a setting with multiple simultaneous regulatory demands.

• Upholds high standards of integrity, accountability, and meticulousness.

🏝️ Benefits

• Competitive and market-aligned salary.

• Remote work — wherever you are, you’re part of the team!

• Home office allowance provided through a monthly deposit in the RecargaPay app.

• Health and dental plans with no co-pay required.

• Life insurance coverage.

• Flexible meal allowance (via Flash).

• TotalPass membership to support your health and well-being.