Compliance Analyst

This is a fully remote position, open to applicants in Mexico.

📋 Description

• Provide advisory support on compliance matters to business partners regarding consumer finance and payments regulations.

• Monitor and fulfill Compliance Operations, Advisory, and Financial Crimes Compliance tasks by utilizing established workflows and evidence standards.

• Conduct second-line oversight reviews of high-risk complaint resolutions and engage in trend and root-cause analysis.

• Keep issue/action logs updated, verify remediation plans and evidence, and track aging until closure.

• Assess initiatives for compliance implications, control preparedness, and necessary approvals or escalations.

• Perform pre-use compliance assessments of marketing and customer communications, pinpointing disclosures and risks such as UDAAP and fair lending practices.

• Aid in compliance assessments for product development and monitor launch conditions.

• Facilitate compliance activities for third-party vendors that interact with customers.

• Assist with BSA/AML transaction monitoring, alert and case evaluations, and related dispositions.

• Support sanctions/OFAC screening and watchlist management activities.

• Aid in Customer Identification Program (CIP), Customer Due Diligence (CDD)/Enhanced Due Diligence (EDD), identity-verification exceptions, remediation, and program control evaluations.

• Help prepare Suspicious Activity Report (SAR) narratives and gather supporting evidence.

• Provide guidance to business, product, and operations partners regarding financial crimes regulations and controls.

• Assist with subpoena and regulatory information requests, including FinCEN Section 314(a) inquiries.

• Draft written memos and governance-ready summaries for leadership and partner reporting.

• Collect and present information for regulatory reviews, audits, examinations, and supervisory events.

• Contribute to additional compliance initiatives and projects as assigned.

⛳️ Requirements

• Highly self-motivated, adaptable, and capable of working both independently and as part of a team.

• Thorough understanding of regulatory frameworks, laws, and compliance standards relevant to consumer financial products and services, such as BSA/AML, USA PATRIOT Act, and OFAC/sanctions.

• Background in compliance operations/advisory, risk management, quality assurance, or other control and oversight functions.

• Excellent written communication abilities, with a talent for creating clear documentation, memos, and evidence packages.

• Strong project management and organizational competencies.

• Analytical mindset, sound judgment, and a proactive approach to risk mitigation.

• Exceptional interpersonal and communication skills.

• High level of integrity and ethical judgment.

• Familiarity with transaction monitoring, alert/case management, sanctions screening, CIP/CDD, and SAR processes, or the ability to quickly acquire this knowledge.

• Comfort with high-volume data and structured review workflows.

• Bachelor's degree or higher in accounting, finance, business administration, legal studies, information systems, or a related field.

• At least 3 years of professional experience in consumer finance, fintech, banking, or another regulated industry is preferred.

• Financial industry compliance-related certifications, such as CAMS, are a plus.

• Experience in supporting complaint management oversight, issues management, change management, marketing review, product compliance assessments, financial crimes compliance, or third-party oversight is highly desirable.

🏝️ Benefits

• Competitive salary and comprehensive benefits package.

• Opportunities for professional development and growth.

• Collaborative and supportive work environment.