Compliance Analyst

This is a fully remote position, open to applicants in United States.

📋 Description

• Report directly to the Senior Compliance Manager.

• Conduct research on legal and regulatory matters and document findings.

• Perform risk assessments and assist in the development of policies.

• Research information from state regulatory websites and various databases.

• Support risk review programs across all business lines.

• Collaborate with Quality Control, Legal, and Business Units as necessary.

• Document research and verification activities.

• Record and report deviations from company policies and procedures, assisting in resolution.

• Suggest modifications and enhancements to systems, procedures, and processes.

• Monitor new risks and regulatory compliance issues.

• Stay updated on changes in laws and regulations impacting compliance.

• Aid the training department in crafting and delivering compliance training initiatives.

• Support initiatives that promote compliance awareness.

• Maintain compliance risk assessments.

• Track the completion of corrective action plans for Business Units and follow up as needed.

• Develop, implement, and oversee programs to ensure adherence to state and federal regulations.

• Collect information, analyze data trends, identify root causes, and provide insights to business or project teams.

• Execute other tasks as assigned by the Senior Compliance Manager.

• Adhere to company policies and procedures.

• Operate as an individual contributor.

⛳️ Requirements

• In-depth knowledge of regulatory standards governing financial institutions.

• Excellent research skills.

• Understanding of the mortgage lending and servicing sector.

• Familiarity with compliance issues.

• Intermediate skills in Microsoft Office.

• Capability to perform comparative analysis and offer logical conclusions/recommendations.

• Bachelor’s Degree in Business Administration, Finance, or a related field; relevant compliance experience may substitute for a degree.

• At least 5 years of experience in the mortgage industry.

• A minimum of 3 years of experience in compliance, quality control, or audit within financial services.

• Knowledge of Federal Regulations such as RESPA, TILA, CFPB, FCRA, ECOA, FDCPA, and state laws, along with investor/insurer guidelines (GSE, HUD, VA, USDA).

• Ability to research and comprehend federal regulations.

• Detail-oriented with strong analytical and writing abilities.

• Ability to work independently; project management skills are advantageous.

• Strong organizational skills, quick learning ability, and precision in task completion.

• High level of personal integrity and ability to handle confidential matters professionally.

• Ability to collaborate and maintain effective communication and working relationships.

• Capability to work both as part of a team and independently.

• No certificates, licenses, or registrations are required.

• Ability to maintain regular and punctual attendance.

• Ability to occasionally lift or move items weighing up to 25 pounds.

🏝️ Benefits

• Remote work options.

• Equal employment opportunity protections.

• Reasonable accommodations for disabilities.