Compliance Analyst

This is a fully remote position, open to applicants in United States.

📋 Description

• Perform TRID audits to assess loan files for adherence to relevant disclosure timing, accuracy, and regulatory standards.

• Analyze mortgage loan files and accompanying documentation to pinpoint potential compliance concerns, discrepancies, and areas needing corrective measures.

• Aid in regulatory examinations, audits, and compliance reviews by collecting documentation, organizing records, and coordinating responses to information requests.

• Assist with exam management tasks, which include tracking requests, overseeing deadlines, maintaining documentation, and following up with pertinent departments.

• Work collaboratively with compliance, underwriting, closing, and operations teams to investigate and resolve compliance-related inquiries and findings.

• Monitor unresolved audit findings and compliance requests to ensure prompt follow-up and resolution.

• Keep precise records of audit outcomes, examination materials, compliance findings, and corrective actions.

• Assist in identifying trends, recurring issues, and opportunities for enhancing compliance procedures and operational processes.

• Maintain a comprehensive understanding of relevant mortgage regulations, including TRID requirements, and support adherence to internal policies and procedures.

• Use Encompass LOS to review loan data, access documentation, and facilitate compliance auditing activities.

• Provide support to the Compliance team with additional audits, reporting, documentation, and regulatory initiatives as necessary.

⛳️ Requirements

• Required: 3–5 years of experience in mortgage lending, mortgage compliance, loan auditing, or a related mortgage operations function.

• Experience in conducting TRID audits and reviewing mortgage loan files for regulatory compliance.

• Familiarity with Encompass LOS and knowledge of wholesale mortgage lending.

• Preferred experience in exam management or regulatory examination support.

• Understanding of TRID requirements, mortgage disclosures, and relevant federal mortgage regulations.

• Experience in identifying compliance discrepancies, documenting findings, and coordinating corrective actions.

• Strong written and verbal communication skills, with the ability to collaborate across various departments.

• Excellent analytical, organizational, and problem-solving abilities with a keen attention to detail.

• Capability to handle multiple requests, prioritize competing deadlines, and maintain accurate documentation.

• Ability to work independently while effectively contributing to a dynamic, team-oriented environment.

🏝️ Benefits

• Competitive salary and performance-based incentives.

• Comprehensive health, dental, and vision insurance plans.

• Opportunities for professional development and career advancement.

• Flexible work arrangements to promote work-life balance.

• Employee wellness programs and resources.