Compliance Analyst

This is a fully remote position, open to applicants in United States.

📋 Description

• Evaluate regulatory, agency, and GSE requirements, such as TRID, RESPA, ECOA/Regulation B, fair lending, HMDA, FNMA, FHLMC, FHA, USDA, and VA standards.

• Convert regulatory mandates into business and technical specifications.

• Identify necessary data fields and sources for compliance logic.

• Create and update code, rules, and logic that support compliance reporting and platform operations.

• Design and document data sets and logical flows that align with federal regulations.

• Collaborate with Operations and Product teams to test new and revised logic prior to deployment.

• Act as a subject-matter expert for Compliance leadership and cross-functional teams.

• Monitor changes in federal regulations and evaluate their effects on existing logic and reporting systems.

• Document logic, data field mappings, and business rules thoroughly.

• Diagnose and resolve issues related to compliance logic and data accuracy.

• Contribute to the development of internal knowledge base articles and procedural documentation.

⛳️ Requirements

• In-depth knowledge of regulatory, agency, and GSE requirements relevant to mortgage servicing, loan origination, or financial services compliance.

• Proven ability to interpret regulatory language into technical logic and data requirements.

• Expertise in building and troubleshooting code/logic, such as SQL or comparable query/scripting languages.

• Excellent analytical skills, meticulous attention to detail, and sound judgment.

• Capacity to identify pertinent data fields and independently create accurate data sets.

• Strong written and verbal communication skills, including the ability to explain technical logic to non-technical stakeholders.

• Ability to work autonomously as well as collaboratively within a cross-functional team.

• Exceptional organizational and time management skills; capability to effectively manage multiple priorities.

• Familiarity with reporting tools like Business Objects, Reveal BI, or similar BI platforms is preferred.

• A Bachelor's degree from an accredited institution is preferred, or equivalent professional experience.

• 5–7 years of experience in compliance, regulatory analysis, or a related role within the financial services, mortgage, or financial technology sectors.

• Demonstrated experience in building or maintaining code, business logic, or data sets related to regulatory requirements.

• Experience with SQL or other comparable query/scripting languages.

• Working knowledge of the ACES platform is preferred.

• Experience with mortgage servicing, loan origination, or core banking systems is preferred.

• Must be willing to travel 0%–5%.

🏝️ Benefits

• Fully remote work environment.

• Minimal travel of 0%–5%, which may include attending MBA or other industry conferences and ACES Quality Management-sponsored events like ACES Engage.

• Equal Opportunity/Affirmative Action employment framework.

• An inclusive workplace dedicated to diversity.

• Reasonable accommodations available for individuals with disabilities.