Claims Examiner, Auto – Bodily Injury

This is a fully remote position, open to applicants in Alabama, +42 more states.

📋 Description

• Evaluate and manage complex bodily injury claims related to auto and commercial transportation.

• Assess coverage, conduct investigations, establish liability, and analyze the extent of damages.

• Handle intricate auto commercial and personal line claims, particularly those involving bodily injury.

• Ensure that claim files are thoroughly documented and accurately coded.

• Oversee the litigation process for claims that are litigated.

• Coordinate vendor management, including the engagement of independent adjusters to assist with claim investigations.

• Report significant claims to excess carriers.

• Create and maintain action plans to adhere to state-required contact timelines and facilitate timely file resolution.

• Identify and actively pursue opportunities for subrogation and risk transfer.

• Acquire and dispose of salvage effectively.

• Communicate claim actions and processing updates with insured parties, clients, and agents or brokers.

• Contribute to the organization's quality assurance programs.

• Perform additional duties as assigned.

⛳️ Requirements

• A minimum of five (5) years of claims management experience or an equivalent combination of education and experience is required.

• Comprehensive understanding of personal and commercial line auto policies, coverages, principles, and applicable laws.

• Excellent oral and written communication skills, including proficiency in presentation.

• Proficient in PC usage, particularly with Microsoft Office applications.

• Ability to collaborate effectively within a team setting.

• Must obtain and maintain the State adjusting licenses as mandated for the role.

• A bachelor's degree from an accredited college or university is preferred.

• Professional certification relevant to the line of business is preferred.

• Capability to meet deadlines consistently.

• Strong analytical thinking skills; demonstrates sound judgment and discretion.

🏝️ Benefits

• Flexible work schedule.

• Referral incentive program.

• Opportunities for career development and promotion.

• Medical, dental, and vision insurance coverage.

• 401K available from day one.

• 401K matching contributions.

• Paid time off (PTO).

• Disability and life insurance coverage.

• Employee assistance programs.

• Flexible spending or health savings accounts.

• Additional voluntary benefits available.