Chief Risk Officer

This is a fully remote position, open to applicants in Nevada, +1 more state.

📋 Description

• Develop and sustain an effective second-line risk management framework for Sezzle Bank.

• Assess and oversee credit, market, liquidity, operational, compliance, technology, and model-related risks.

• Establish enterprise-wide risk management strategies, policies, and frameworks for risk appetite.

• Identify, measure, monitor, and report on risk throughout the Bank, ensuring adherence to established risk limits.

• Act as the primary liaison for risk program communications with the Board Risk and Compliance Committee.

• Pinpoint emerging risks, including those related to proposed new products and services.

• Supervise the Bank's Chief Information Security Officer and the protection of information assets, sensitive customer data, and technologies.

• Oversee the second-line compliance risk management function, which includes handling complaints and addressing emerging regulatory and consumer compliance requirements.

• Serve as or manage the Community Reinvestment Act (CRA) Officer.

• Supervise the Bank Secrecy Act (BSA) Officer and the policies, procedures, risk assessments, and controls related to BSA/AML/OFAC.

• Create and uphold a model governance framework that includes independent model validation processes.

• Engage with regulators and respond to regulatory inquiries and examination activities.

• Support the Bank's audit program, encompassing audit findings and remediation efforts.

• Report directly to the CEO, with a secondary reporting line to the Board Risk and Compliance Committee.

⛳️ Requirements

• 15–20+ years of experience in banking or financial services, with substantial time spent in risk management, credit, compliance, or auditing.

• At least 7–10 years in a senior risk leadership position (CRO, SVP Risk, or equivalent) at a regulated financial institution.

• Profound understanding of enterprise risk management frameworks, banking regulatory requirements, and second-line governance.

• Experience in managing compliance, BSA/AML, OFAC, CRA, and cybersecurity risk programs.

• Exceptional communication skills with experience in Board-level risk reporting.

• Proven experience working with Claude or similar large language model tools; candidates must be adept at utilizing AI to improve productivity, research, and communication.

• Must be located in Utah or willing to relocate to Utah.

• Bachelor's degree in Finance, Economics, Accounting, or Mathematics; a Master’s degree is preferred.

• FRM (GARP), CAMS, CRCM, or CPA certification is highly regarded.

• Experience with model risk governance and CECL/stress testing frameworks.

🏝️ Benefits

• Unlimited PTO, volunteer hours, and sabbatical.

• Life, short-term disability (STD), long-term disability (LTD), medical, dental, and vision insurance.

• Highly discounted LifeTime gym membership.

• 401k plan with matching contributions.

• Collaborative and enjoyable coworkers.

• Opportunity to join the fastest-growing FinTech alongside a team of motivated and driven individuals.