Chief Compliance Officer

This is a fully remote position, open to applicants in Texas.

📋 Description

• Formulate a detailed regulatory strategy for the US and Canada that aligns with GoCardless' business and strategic goals.

• Acquire and maintain necessary licenses and authorizations as needed, including managing changes in product offerings and organizational structure.

• Oversee regulatory compliance, controls, reporting, and engagement for both the US and Canada.

• Manage regulatory examinations and audits effectively.

• Provide support for corporate governance, maintaining good standing, and fulfilling regulatory obligations.

• Perform regulatory assessments in collaboration with product counsel and the team to identify risks and compliance pathways.

• Supervise and manage the AML/CTF and Sanctions compliance programs for the US and Canada in coordination with the Global MLRO and Financial Crimes team.

• Assist in the implementation and localization of compliance programs in the US and Canada.

• Facilitate regulatory and compliance training for the Board, executive management, and employees.

• Build a network of banks and partner financial institutions.

• Advise business and product teams on payment scheme regulations and compliance requirements.

• Collaborate closely with business divisions and the global regulatory compliance team.

• Engage in minimal international travel.

⛳️ Requirements

• Proven experience in managing compliance for US card programs and embedded payment/finance products in either a fintech or program management role.

• Familiarity with sponsor bank partnerships and the regulations of Visa/Mastercard card networks.

• Understanding of BSA/AML, Regulation E, and UDAAP regulatory frameworks.

• Direct experience in managing a regulated financial services organization in the US.

• Capability to advise business and product teams on the regulatory implications for products and growth strategies.

• Direct experience dealing with financial services regulation and regulatory bodies.

• Expertise in drafting, implementing, and executing compliance plans, frameworks, and policies.

• Ability to operate at a strategic level while demonstrating the importance of compliance.

• Excellent communication skills and a collaborative work ethic.

• Experience working with state regulators on MTL issues and with FinCEN on BSA matters (preferred).

• Background in a fast-growing company (preferred).

🏝️ Benefits

• Comprehensive wellbeing support and medical coverage.

• Work away scheme: the ability to work outside of your country of residence for up to 90 days within any 12-month timeframe.

• Adaptive Working with flexible arrangements available.

• Parental leave benefits.

• Annual budget for learning and development.

• Generous holiday allowance.

• Three annual volunteer days.

• Four annual company-wide wellness days, referred to as “GC Fridays.”

• Limited international travel related to the position.