Associate General Counsel – Personal Wealth Products

This is a fully remote position, open to applicants in United States.

📋 Description

• Act as the primary legal advisor for the Personal Wealth product organization, providing counsel on the creation, development, implementation, and distribution of innovative wealth solutions.

• Collaborate with product, compliance, risk, and business leaders from inception to launch.

• Coordinate with Empower’s broader legal team to ensure consistent, business-focused guidance.

• Navigate the Investment Advisers Act, the Exchange Act, SEC and FINRA regulations, ERISA/DOL fiduciary standards, as well as state laws and regulations.

• Offer advice on product structures and distribution channels, both direct-to-consumer and advisor-led.

• Provide insights on SEC and ERISA fiduciary responsibilities, Regulation Best Interest (Reg BI), management of conflicts of interest, and client disclosures.

• Help define Empower’s strategy regarding the responsible utilization of artificial intelligence and data-driven technologies in wealth products.

• Support product governance, regulatory filings, and materials intended for clients.

• Advise on third-party collaborations and the evolution of fintech capabilities.

• Monitor regulatory and industry changes, converting them into actionable guidance.

• Influence products that cater to millions of retirement plan participants and personal wealth clients.

• Collaborate directly with senior product and business leaders to influence product direction.

⛳️ Requirements

• Juris Doctor (J.D.) degree and active bar membership.

• Over 15 years of experience advising retail wealth management firms (RIA, broker-dealer, or hybrid).

• Extensive knowledge of legal and regulatory frameworks in wealth management, with a thorough understanding of SEC, FINRA, and state regulations concerning duties of care, disclosure, and conflicts of interest.

• Familiarity with emerging wealth products, including direct indexing, alternatives, and retirement income strategies.

• Experience in supporting product strategy, development, and launch, preferably in a dynamic or technology-driven setting.

• Strong judgment and the ability to balance legal and regulatory risks with business goals.

• Comfort in navigating evolving or ambiguous regulatory landscapes.

• Proven experience as a senior individual contributor with significant cross-functional influence.

• Executive presence and the ability to articulate practical legal advice clearly to senior business, product, and legal stakeholders.

• Preferred: experience with integrated retirement/wealth service providers, asset managers, RIAs, broker-dealers, fintech platforms, or other large financial services firms.

• Preferred: knowledge or experience in retirement/ERISA frameworks.

• Preferred: familiarity with digital platforms, data-driven personalization, or fintech partnerships.

• Preferred: experience advising on distribution across retirement, direct-to-consumer, and advisor-led channels.

• Preferred: experience with product governance committees, disclosure/conflicts governance, and regulatory audits.

• Preferred: knowledge of emerging retail products such as cryptocurrencies, stablecoins, and prediction markets.

• Must have authorization to work for any employer in the U.S.; employer cannot sponsor or take over sponsorship of an employment visa, including CPT/OPT.

• Reliable high-speed internet with a wired connection and an appropriate home workspace is required for remote work.

🏝️ Benefits

• Medical, dental, vision, and life insurance.

• Retirement savings – 401(k) plan with generous company matching contributions (up to 6%), financial advisory services, potential company discretionary contributions, and a wide range of investment options.

• Tuition reimbursement up to $5,250 per year.

• A business-casual work environment that allows for wearing jeans.

• Generous paid time off upon hire, including a paid time off program, ten paid company holidays, and three floating holidays each year.

• Paid volunteer time — 16 hours per calendar year.

• Leave of absence programs, including paid parental leave, paid short- and long-term disability, and Family and Medical Leave (FMLA).

• Participation in Business Resource Groups (BRGs) that promote inclusion and collaboration within our organization and the communities we serve. BRGs are open to all employees.

• Opportunity for bonuses in non-sales roles.

• Reliable high-speed internet and a wired connection are necessary for remote work.

• Necessary computer equipment will be provided.