Wholesale Banking Loan Closer

This is a fully remote position, open to applicants in Florida, +1 more location.

📋 Description

• Oversee the closing of multiple high-value, intricate commercial loans concurrently.

• Assess loan types, approval terms, conditions, bank policies, and regulations to ascertain closing prerequisites.

• Create due diligence and closing checklists.

• Conduct due diligence on a diverse array of commercial loans.

• Accurately prepare loan documentation within the bank’s documentation system.

• Examine legal closing documents against loan approvals and credit write-ups.

• Manage a substantial pipeline of loans at various stages of closing, workflows, and deadlines.

• Identify and procure third-party reports, including titles, surveys, entity documents, flood determinations, and UCC searches.

• Review reports and documents for precision and adequacy.

• Detect discrepancies, facilitate resolutions, and implement corrective actions.

• Collaborate with attorneys, third-party vendors, lenders, and clients.

• Follow up on and oversee closing requirements and deadlines.

• Communicate loan-request status updates to lenders and borrowers.

• Process the disbursement of loan proceeds.

• Maintain electronic checklists and organize commercial loan documentation.

• Meet the service-level agreements and quality-control objectives of Commercial Hubs.

• Provide instructions, guidance, and requests to stakeholders for efficient processing.

• Report approval exceptions, escalate potential risks, and resolve exceptional items.

⛳️ Requirements

• A minimum of 3 years of experience in a Wholesale Banking Loan Closer position or a related role is required.

• Proficiency in relevant banking and document storage software applications is required.

• A high school diploma or GED is required.

• A Bachelor’s degree or an equivalent combination of education and experience is preferred.

• Advanced knowledge of commercial loan documentation and various loan structures, including commercial real estate, asset-based lending, general C&I lending, and complex non-real estate transactions.

• Advanced understanding of due diligence requirements for complex loan transactions.

• Current familiarity with applicable banking regulations and security procedures.

• Advanced computer skills and proficiency in Microsoft Office.

• Comprehensive knowledge of financial covenants, business entities, and both standard and non-standard loan products.

• In-depth knowledge of commercial loan compliance policies and closing processes.

• Capacity to manage and organize a high volume of documents.

• Ability to read, analyze, and interpret complex commercial loan documents.

• Competence in performing accurate calculations and transactions.

• Critical thinking and analytical skills are essential.

• Proficiency in expressing oneself effectively and persuasively using professional language and grammar.

• Capacity to plan, schedule, and organize work to meet deadlines.

• Ability to provide high-level interactive service.

• Skill in analyzing detailed information, researching options, drawing conclusions, and presenting findings.

🏝️ Benefits

• Medical, Dental, and Vision Insurance.

• Life Insurance provided at no additional cost to employees.

• Accidental Death & Dismemberment Coverage.

• Long-Term Disability Coverage.

• Paid Sick and Vacation Leave.

• 11 Holidays.

• Volunteer/Service Day.

• Employee Stock Purchase Plan.

• 401(k) Retirement Plan.

• Ameris Bank matches 50% of your first 8% of contributions to the plan.

• Flexible Spending Accounts.

• Health Savings Account.

• Health Reimbursement Arrangement.

• Supplemental Life & Other Insurance Plans.

• Identity Theft Protection.

• Pet Insurance.

• Legal Insurance.

• Employee Assistance Program.

• Employee Advocacy Program.

• Tickets at Work (Entertainment discounts for Ameris Bank Employees).

• AT&T Employee Discount.

• Wellness Discounts for Medical Premiums and Other Rewards.

• Employee Referral Incentive.

• Education Assistance.

• Employee Resource Groups.

• Free Interest Checking.

• Free Safe Deposit Box.

• Free Money Orders, Travelers’ Checks, and Cashier Checks.

• Discount on Mortgage Origination Fee.

• Free Online Banking and Free Unlimited Online Bill Payment.

• Employee Banking Perks.