VP of Agency Underwriting – West Coast

This is a fully remote position, open to applicants in United States.

📋 Description

• Skilled in underwriting both conventional and government loans (FHA, VA).

• Oversee and report on underwriter bonuses.

• Offer guidance and solutions to the underwriting team and branches regarding complex underwriting situations and escalations.

• Assist in special projects and training as assigned by underwriting leadership.

• Engage with branches on escalations and elevated scenarios.

• Conduct second-level reviews as assigned by senior underwriting leadership.

• Collaborate with the underwriting team to uphold standard service level agreements.

• Track the underwriting pipeline to ensure productivity and compliance with established SLAs.

• Provide mentoring and coaching to underwriting staff as identified or needed by senior management.

• Apply problem-solving skills, judgement, knowledge, and experience to effectively resolve loan-level issues.

• Manage departmental reports.

• Lead a team of approximately five to ten individuals.

• Communicate effectively with operations and sales personnel to ensure a high level of customer service through phone and email interactions.

• Perform additional related tasks as assigned by management.

⛳️ Requirements

• Direct Endorsement status from HUD and/or SAR authority from VA, with USDA experience preferred.

• Familiarity with FHA, VA, and Conventional loan guidelines is preferred.

• Bachelor’s Degree or a comparable combination of education and experience is preferred.

• A minimum of 5+ years of Mortgage Underwriting experience (FHA, VA, USDA, Conventional) with knowledge of agency guidelines is preferred.

• At least 3+ years of Underwriting management experience is preferred.

• Working understanding of ATR/QM requirements.

• Proficient in Microsoft Word, Excel, and Outlook.

• Experience with Encompass LOS is a plus.

• Knowledge of compliance and disclosure requirements is essential.

🏝️ Benefits

• Competitive compensation plan.

• Comprehensive benefits package including medical, dental, and vision coverage.

• 401K plan.

• Company-sponsored short-term disability.

• Employee assistance program.

• Wellness program.