Strategic Underwriting Specialist

This is a fully remote position, open to applicants in United States.

📋 Description

• Provide coverage for underwriter pipelines during scheduled and unscheduled absences, such as vacations, leaves, and other time-off situations.

• Handle surplus loan volume across various teams to ensure production goals and service level agreements are achieved.

• Review and update loan files after returning from closing for any modifications, adjustments, or unresolved conditions that need to be addressed.

• Identify and rectify time-entry discrepancies and other issues in Workday in collaboration with team managers.

• Function as a floater amongst multiple underwriting teams, quickly adapting to different pipelines, team configurations, and lender overlays.

• Underwrite loans for all agency product types while adhering to relevant guidelines, investor requirements, and company policies.

• Maintain effective and timely communication with the VP of Underwriting, team managers, and support staff regarding pipeline status and priority issues.

• Adhere to all quality standards and regulatory requirements consistent with the organization's underwriting practices.

• Work remotely with a dependable internet connection and maintain a professional home office setting.

• Be available during standard business hours with flexibility for peak production times and occasional overtime.

⛳️ Requirements

• Minimum of 5 years of front-line mortgage underwriting experience across all agency product types.

• Current DE (Direct Endorsement), SAR (Staff Appraisal Reviewer), and LAPP (Lender Appraisal Processing Program) certifications.

• Familiarity with Encompass LOS is preferred.

• Experience as a floater, lead underwriter, or in a senior underwriter role is preferred.

• Proven experience in a high-volume, fast-paced production environment is preferred.

• Advanced understanding of agency guidelines, AUS findings (DU/LP), and investor overlays.

• Demonstrated competence in underwriting Conventional, FHA, USDA, and VA loan products.

• Familiarity with the Workday HR/time management platform is preferred.

• Ability to manage multiple pipelines concurrently across various teams and priorities.

• Strong attention to detail with a proven track record of delivering precise, high-quality underwriting decisions.

• Excellent communication skills; capable of working effectively in a remote environment.

🏝️ Benefits

• Medical

• Dental

• Vision

• 401K

• Company-provided short-term disability

• Employee assistance program

• Wellness program